{"id":49383,"date":"2026-03-20T11:02:26","date_gmt":"2026-03-20T15:02:26","guid":{"rendered":"https:\/\/www.presbyterianfoundation.org\/?p=49383"},"modified":"2026-03-20T11:02:26","modified_gmt":"2026-03-20T15:02:26","slug":"%eb%aa%a9%ed%9a%8c%ec%9e%90%eb%8a%94-%eb%a0%88%ea%b1%b0%ec%8b%9c-%ea%b3%84%ed%9a%8d%ec%97%90-%ec%8b%9c%ea%b0%84%ec%9d%84-%ed%95%a0%ec%95%a0%ed%95%b4%ec%95%bc-%ed%95%a9%eb%8b%88%eb%8b%a4","status":"publish","type":"post","link":"https:\/\/www.presbyterianfoundation.org\/ko\/resources\/news\/pastors-need-to-take-time-for-legacy-planning\/","title":{"rendered":"\ubaa9\ud68c\uc790\ub294 \ub808\uac70\uc2dc \uacc4\ud68d\uc5d0 \uc2dc\uac04\uc744 \ud560\uc560\ud574\uc57c \ud569\ub2c8\ub2e4."},"content":{"rendered":"<p>2026\ub144 \uc62c\ub79c\ub3c4\uc5d0\uc11c \uc5f4\ub9b0 \ub8e8\ubbf8\ub108\uc2dc\ud2f0 \ucee8\ud37c\ub7f0\uc2a4\uc5d0 \ucc38\uc11d\ud55c \ubaa9\ud68c\uc790\ub4e4\uc740 \u201c\uc720\uc0b0\uc740 \ud3c9\uc2e0\ub3c4\ub9cc\uc744 \uc704\ud55c \uac83\uc774 \uc544\ub2c8\ub2e4\u201d\ub77c\ub294 \uc81c\ubaa9\uc758 \uc6cc\ud06c\uc20d\uc744 \ud1b5\ud574 \uc2e0\uc559, \uac00\uc871, \uc0ac\uc5ed\uc758 \uc9c0\uc18d\uc801\uc778 \uc601\ud5a5\ub825\uc5d0 \ub300\ud574 \uae4a\uc774 \uc131\ucc30\ud558\ub294 \uc2dc\uac04\uc744 \uac00\uc84c\uc2b5\ub2c8\ub2e4.\u201d<\/p>\n<p>\uad50\ud68c\ub294 \uc885\uc885 \uc720\uc5b8\uc7a5\uc744 \uc791\uc131\ud558\uace0 \uc720\uc0b0\uc758 \uc77c\ubd80\ub85c \uad50\ud68c\ub098 \uc0ac\uc5ed\uc5d0 \uae30\ubd80\ud558\ub294 \uac83\uc744 \uace0\ub824\ud558\ub294 \uac83\uc758 \uc911\uc694\uc131\uc744 \uac15\uc870\ud558\uc9c0\ub9cc, \ubaa9\ud68c\uc790\ub4e4\uc740 \uc790\uc2e0\uc758 \uc720\uc0b0\uc744 \ud56d\uc0c1 \uace0\ub824\ud558\uc9c0\ub294 \uc54a\uc2b5\ub2c8\ub2e4. \uc774 \uc138\uc158\uc5d0\uc11c\ub294 \ubaa9\ud68c\uc790\ub4e4\uc774 \uc790\uc2e0\uc744 \uc544\ub294 \uc0ac\ub78c\ub4e4\uc5d0\uac8c \ubb34\uc5c7\uc744 \ubb3c\ub824\uc8fc\uace0 \uc2f6\uc740\uc9c0 \uc0dd\uac01\ud574 \ubcf4\ub3c4\ub85d \ucd08\ub300\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc6cc\ud06c\uc20d\uc740 \ub2e4\uc74c\uc5d0\uc11c \ubd84\uacfc \uc138\uc158\uc73c\ub85c \uc9c4\ud589\ub418\uc5c8\uc2b5\ub2c8\ub2e4. <a href=\"https:\/\/www.luminosityconference.org\/\">\uad11\ub3c4<\/a>, \ub294 \uc7a5\ub85c\uad50 \uc7ac\ub2e8\uc774 \uc8fc\ucd5c\ud558\uace0 \ud6c4\uc6d0\ud558\ub294 \ucee8\ud37c\ub7f0\uc2a4\ub85c, 3\uc6d4 9\uc77c\ubd80\ud130 11\uc77c\uae4c\uc9c0 \uac1c\ucd5c\ub418\uc5c8\uc2b5\ub2c8\ub2e4. <a href=\"https:\/\/www.presbyterianfoundation.org\/ko\/%ec%84%9c%eb%b9%84%ec%8a%a4\/%eb%b6%80%ec%b2%98-%ea%b4%80%ea%b3%84-%eb%8b%b4%eb%8b%b9%ea%b4%80\/%ec%97%98%eb%a6%ac-%ec%a1%b4%ec%8a%a4-%ec%bc%88%eb%a6%ac\/\">\uc5d8\ub9ac \uc874\uc2a4 \ucf08\ub9ac \ubaa9\uc0ac<\/a> \uadf8\ub9ac\uace0 <a href=\"https:\/\/www.presbyterianfoundation.org\/ko\/%ec%84%9c%eb%b9%84%ec%8a%a4\/%eb%b6%80%ec%b2%98-%ea%b4%80%ea%b3%84-%eb%8b%b4%eb%8b%b9%ea%b4%80\/%ec%97%90%eb%a6%b0-%ec%8a%a4%ed%82%a4%eb%84%88\/\">\uc5d0\ub9b0 \uc2a4\ud0a4\ub108 \ubaa9\uc0ac<\/a>, \ub458 \ub2e4 <a href=\"https:\/\/www.presbyterianfoundation.org\/ko\/%ec%84%9c%eb%b9%84%ec%8a%a4\/%eb%b6%80%ec%b2%98-%ea%b4%80%ea%b3%84-%eb%8b%b4%eb%8b%b9%ea%b4%80\/\">\ubd80\ucc98 \uad00\uacc4 \ub2f4\ub2f9\uad00<\/a> \uc7ac\ub2e8\uc744 \uc704\ud574 \uc6cc\ud06c\uc20d\uc744 \ubc1c\ud45c\ud588\uc2b5\ub2c8\ub2e4. \ud2b9\ubcc4\ud788 \ubaa9\ud68c\uc790\ub97c \uc704\ud574 \uc124\uacc4\ub41c <a href=\"https:\/\/pcusa.org\/\">\uc7a5\ub85c\uad50 (\ubbf8\uad6d)<\/a>, \uc6cc\ud06c\uc20d\uc5d0\uc11c\ub294 \ucc38\uac00\uc790\ub4e4\uc774 \uc720\uc0b0\uc744 \ub2e8\uc21c\ud788 \uae08\uc804\uc801\uc778 \uce21\uba74\uc774 \uc544\ub2c8\ub77c \uc138\ub300\ub97c \ud615\uc131\ud558\ub294 \uc774\uc57c\uae30, \uad00\uacc4, \uc2e0\uc559 \uc804\ud1b5\uc73c\ub85c \uc0dd\uac01\ud558\ub3c4\ub85d \uc7a5\ub824\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p><strong>\uc7ac\ub2e8\uc758 \uc720\uc0b0 \uae30\ubd80 \ud65c\ub3d9<\/strong><\/p>\n<p>\uc874\uc2a4 \ucf08\ub9ac\ub294 \uc6cc\ud06c\uc20d\uc758 \uc2dc\uc791\uc744 \uc6cc\ud06c\uc20d\uc758 \uc5ed\uc0ac\uc640 \uc0ac\uba85\uc744 \uacf5\uc720\ud558\ub294 \uac83\uc73c\ub85c \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4. <a href=\"https:\/\/www.presbyterianfoundation.org\/ko\/\">\uc7a5\ub85c\uad50 \uc7ac\ub2e8<\/a>, \ub97c \ud1b5\ud574 \ucc38\uac00\uc790\ub4e4\uc5d0\uac8c \uccad\uc9c0\uae30 \uc815\uc2e0\uacfc \uad00\ub300\ud568\uc5d0 \ub300\ud55c \uad50\ub2e8\uc758 \uc624\ub79c \ud5cc\uc2e0\uc744 \uc0c1\uae30\uc2dc\ucf30\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uadf8\ub140\ub294 \uc7ac\ub2e8\uc758 \ubfcc\ub9ac\uac00 \uc7a5\ub85c\uad50 \uc2e0\uc790\ub4e4\ub85c\ubd80\ud130 \uc120\ubb3c\uacfc \uc720\uc99d\uc744 \ubc1b\uae30 \uc704\ud574 \uad50\ub2e8\uc758 \ucd5c\ucd08 \uc2e0\ud0c1 \uad00\ub9ac\uc778\uc73c\ub85c \uc124\ub9bd\ub41c 1799\ub144\uc73c\ub85c \uac70\uc2ac\ub7ec \uc62c\ub77c\uac04\ub2e4\uace0 \uc5b8\uae09\ud588\uc2b5\ub2c8\ub2e4. \uc624\ub298\ub0a0 \uc774 \uc7ac\ub2e8\uc740 \uad50\ud68c\uc640 \uc0ac\uc5ed\uc744 \ub300\uc2e0\ud558\uc5ec \uc218\uc2ed\uc5b5 \ub2ec\ub7ec\uc758 \uc790\uc0b0\uc744 \uad00\ub9ac\ud558\uace0 \uc788\ub2e4\uace0 \uadf8\ub140\ub294 \ub9d0\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc138\uc158 \ub0b4\ub0b4 \uc874\uc2a4 \ucf08\ub9ac\uc640 \uc2a4\ud0a4\ub108\ub294 \uc720\uc0b0\uc740 \uc7ac\ubb34 \uacc4\ud68d\ubfd0\ub9cc \uc544\ub2c8\ub77c \uc0ac\ub78c\ub4e4\uc774 \uacf5\uc720\ud558\ub294 \uc774\uc57c\uae30\uc640 \uadf8\ub4e4\uc774 \ubb3c\ub824\uc8fc\ub294 \uac00\uce58\uc5d0 \uad00\ud55c \uac83\uc774\ub77c\uace0 \uac15\uc870\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc6cc\ud06c\uc20d\uc758 \uc77c\ud658\uc73c\ub85c \uc874\uc2a4 \ucf08\ub9ac\ub294 \uc131\ucc30 \ud65c\ub3d9\uc744 \ud1b5\ud574 \ucc38\uac00\uc790\ub4e4\uc744 \uc774\ub04c\uba70 \ubaa9\ud68c\uc790\ub4e4\uc774 \uc790\uc2e0\uc758 \uc2e0\uc559, \uac00\uc871\uc758 \uc601\ud5a5\ub825, \ubbf8\ub798\uc5d0 \ub300\ud55c \ud76c\ub9dd\uc5d0 \ub300\ud55c \uc9c8\ubb38\uc5d0 \ub2f5\ud558\uba70 \uc9c0\uc18d\uc801\uc73c\ub85c \uae00\uc744 \uc4f0\ub3c4\ub85d \ub3c5\ub824\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\u201c\uc774\ubc88 \ucee8\ud37c\ub7f0\uc2a4\uc5d0 \ubc14\ub77c\ub294 \uc810\uc774 \ubb34\uc5c7\uc778\uac00\uc694?\u201d \uadf8\ub140\ub294 \ucc38\uac00\uc790\ub4e4\uc5d0\uac8c \ubb3c\uc5c8\uc2b5\ub2c8\ub2e4. \u201c\uc774 \uc6cc\ud06c\uc20d\uc5d0 \uc624\uac8c \ub41c \uacc4\uae30\ub294 \ubb34\uc5c7\uc778\uac00\uc694? \uc5ec\ub7ec\ubd84\uc758 \ubd80\ubaa8\ub2d8\uacfc \uc870\ubd80\ubaa8\ub2d8\uc5d0 \ub300\ud574 \uc0dd\uac01\ud574 \ubcf4\uc168\uc73c\uba74 \ud569\ub2c8\ub2e4. \uadf8\ubd84\ub4e4\uc774 \uad50\ud68c\uc5d0\uc11c \ud65c\ub3d9\ud558\uc168\ub098\uc694? \uadf8\uac83\uc774 \uc5ec\ub7ec\ubd84\uc744 \uc5b4\ub5bb\uac8c \ud615\uc131\ud588\ub098\uc694?\u201d<\/p>\n<p>&nbsp;<\/p>\n<p><strong>\uacc4\ud68d\uc740 \uac00\uc871\uc5d0\uac8c \uc8fc\ub294 \uc120\ubb3c<\/strong><\/p>\n<p>\uc774 \uc6b4\ub3d9\uc740 \uc6d0\ub798 \uc74c\uc545\uac00\uc778 \uace0(\u6545) \ub370\uc774\ube44\ub4dc M. \ubca0\uc77c\ub9ac\uac00 \uacf5\uc720\ud55c \uac83\uc73c\ub85c, \uadf8\uc758 \uc0b6\uacfc \uc791\ud488\uc774 \uc18c\uba85\uacfc \uc2e0\uc559\uc5d0 \ub300\ud55c \ub300\ud654\uc5d0 \uacc4\uc18d \uc601\uac10\uc744 \uc8fc\uace0 \uc788\ub2e4\uace0 \uadf8\ub140\ub294 \uc124\uba85\ud569\ub2c8\ub2e4. \uadf8\uc758 \uc720\uc0b0\uc740 \uadf8\uac00 \ub9cc\ub4e0 \uc74c\uc545\uacfc \uc80a\uc740\uc774\ub4e4\uc774 \uc790\uc2e0\uc758 \uc0b6\uacfc \uc18c\uba85\uc5d0 \ub300\ud574 \uc0dd\uac01\ud558\ub3c4\ub85d \uc720\ub3c4\ud558\ub294 \ubc29\uc2dd\uc744 \ud1b5\ud574 \uacc4\uc18d \uc774\uc5b4\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc874\uc2a4 \ucf08\ub9ac\ub294 \uc624\ub7ab\ub3d9\uc548 \uc7a5\ub85c\uad50 \ubaa9\uc0ac\uc600\ub358 \uc544\ubc84\uc9c0\uac00 \ub3cc\uc544\uac00\uc2e0 \ud6c4 \uc720\uc0b0\uc5d0 \ub300\ud574 \uace0\ubbfc\ud588\ub358 \uc790\uc2e0\uc758 \uacbd\ud5d8\ub3c4 \ub5a0\uc62c\ub838\uc2b5\ub2c8\ub2e4. \uadf8\ub140\ub294 \uc544\ubc84\uc9c0\uac00 \uc790\uc2e0\uc774 \uc0ac\ub791\ud588\ub358 \uc0ac\uc5ed\uacfc \uad50\ud68c\uc5d0 \uc5b4\ub5a4 \uc120\ubb3c\uc744 \ub0a8\uae30\uace0 \uc2f6\uc740\uc9c0 \ub17c\uc758\ud558\ub294 \uac83\uc774 \uc5b4\ub824\uc6e0\ub2e4\uace0 \ud68c\uc0c1\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uacb0\uc815\uc744 \ubbf8\ub9ac \ub0b4\ub9ac\ub294 \uac83\uc740 \uac00\uc871\uc5d0\uac8c \ud070 \uc120\ubb3c\uc774 \ub429\ub2c8\ub2e4.<\/p>\n<p>\u201c\uc6b0\ub9ac\uac00 \uc0ac\ub791\ud558\ub294 \uac83\uc774 \ubb34\uc5c7\uc778\uc9c0, \uc6b0\ub9ac\uc758 \ubbff\uc74c\uc744 \uc798 \ud45c\ud604\ud560 \uc218 \uc788\ub294 \uac83\uc774 \ubb34\uc5c7\uc778\uc9c0, \uac00\uc871\uc5d0\uac8c \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\ub294 \uc120\ubb3c\uc774 \ubb34\uc5c7\uc778\uc9c0 \uc0dd\uac01\ud558\ub294 \uac83, \uc774 \ubaa8\ub4e0 \uac83\uc774 \uc0ac\ub791\ud558\ub294 \uc0ac\ub78c\ub4e4\uc5d0\uac8c \ud070 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.\u201d\ub77c\uace0 \uadf8\ub140\ub294 \ub9d0\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p><strong>\uc2a4\ud1a0\ub9ac \uacf5\uc720\ub97c \ud1b5\ud55c \uc720\uc0b0 \uacf5\uc720<\/strong><\/p>\n<p>\uc2a4\ud0a4\ub108\ub294 \ub300\ud654\ub97c \ud655\uc7a5\ud558\uc5ec \ubaa9\ud68c\uc790\ub4e4\uc5d0\uac8c \uc2a4\ud1a0\ub9ac\ud154\ub9c1\uc774 \uac00\uc871 \uad00\uacc4\uc640 \uad50\ud68c \uc0dd\ud65c\uc5d0 \uc5b4\ub5a4 \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\ub294\uc9c0 \uc0dd\uac01\ud574 \ubcf4\ub77c\uace0 \uad8c\uc720\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\u201c\uc774\uc57c\uae30\uc758 \ud798\uc740 \uad00\uacc4\uc758 \ud798\uc785\ub2c8\ub2e4.\u201d\ub77c\uace0 \uc791\uac00\uc774\uc790 \ub8e8\ubbf8\ub178\uc2dc\ud2f0 \ucee8\ud37c\ub7f0\uc2a4 \uae30\uc870\uc5f0\uc124\uc790\uc778 \ub9c8\ud06c \uc57c\ucf54\ub12c\ub9ac\uc758 \ub9d0\uc744 \uc778\uc6a9\ud558\uba70 \uc2a4\ud0a4\ub108\ub294 \ub9d0\ud588\uc2b5\ub2c8\ub2e4. \u201c\ub2e4\uc2dc \ub9d0\ud574, \uc6b0\ub9ac\uc758 \uacbd\ud5d8\uc744 \uc99d\uc5b8\ud558\ub294 \uac83\uc740 \uc0ac\ub78c, \ub300\uc9c0, \uc131\uc2a4\ub7ec\uc6b4 \uac83, \uacfc\uac70, \uc18c\uc720\uc790\uc758 \uc120\ubb3c, \uc0c1\ucc98\uc640 \uc6b0\ub9ac\ub97c \uc5f0\uacb0\ud560 \ub54c \uc758\ubbf8\ub97c \ub9cc\ub4e4\uc5b4\ub0c5\ub2c8\ub2e4.\u201d<\/p>\n<p>\ub610\ud55c \uc724\ub9ac\uc801 \uc720\uc5b8\uc7a5, \uc2a4\ud1a0\ub9ac \uc77c\uc9c0, \uc720\uc0b0 \uacc4\ud68d \uac00\uc774\ub4dc, \uc790\uc120 \uae30\ubd80 \uc804\ub7b5 \ub4f1 \uc720\uc0b0 \uacc4\ud68d\uc744 \uc704\ud55c \uc2e4\uc6a9\uc801\uc778 \ub3c4\uad6c\ub3c4 \uc18c\uac1c\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\u201c\uc774\ub7ec\ud55c \ub3c4\uad6c\ub294 \uc5ec\ub7ec\ubd84\uc758 \uc2a4\ud1a0\ub9ac\uac00 \uc5c6\uc73c\uba74 \ud070 \uc758\ubbf8\uac00 \uc5c6\uc2b5\ub2c8\ub2e4.\u201d\ub77c\uace0 Skinner\ub294 \ub9d0\ud569\ub2c8\ub2e4. \u201c\ub300\uc0ac\uc5d0 \uc0c9\uc744 \uc785\ud788\ub824\uba74 \uc5ec\ub7ec\ubd84\uc758 \uc774\uc57c\uae30\uac00 \ud544\uc694\ud569\ub2c8\ub2e4.\u201d<\/p>\n<p><strong>\uac00\uc871\uacfc \uc2e0\uc559\uc5d0 \ub300\ud574 \ud1a0\ub860\ud558\uae30<\/strong><\/p>\n<p>\ucc38\uac00\uc790\ub4e4\uc740 \uc774\ub7ec\ud55c \uad00\ud589\uc774 \uad50\ud68c\uac00 \uc2e0\uc559, \uac00\uc871, \uad00\ub300\ud568\uc5d0 \ub300\ud574 \ub354 \uac1c\ubc29\uc801\uc73c\ub85c \uc774\uc57c\uae30\ud558\ub294 \ub370 \uc5b4\ub5bb\uac8c \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\ub294\uc9c0 \ub17c\uc758\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc758 \uc904\ub9ac \ubca0\uc77c\ub9ac \ubaa9\uc0ac <a href=\"https:\/\/www.ctsnet.edu\/\">\uceec\ub7fc\ube44\uc544 \uc2e0\ud559\uad50<\/a>, \uc6cc\ud06c\uc0f5\uc5d0 \ucc38\uc11d\ud588\ub358 \uc870\ub098\ub2e8 \ub85c\ube48\uc2a8\uc740 \uc804\uad6d \uad50\ud68c\ub97c \ubc29\ubb38\ud558\uba70 \uacaa\uc740 \uc774\uc57c\uae30\ub97c \ud1b5\ud574 \uc774\ub7ec\ud55c \ub300\ud654\uc758 \uc911\uc694\uc131\uc744 \uac15\uc870\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uadf8\ub140\ub294 \uc801\uadf9\uc801\uc778 \uae30\ubd80\uc790\uc774\uc790 \uad50\ud68c \uc9c0\ub3c4\uc790\uc600\ub358 \uc131\uc778 \uc790\ub140\ub4e4\uc774 \ub354 \uc774\uc0c1 \uc815\uae30\uc801\uc73c\ub85c \uc608\ubc30\uc5d0 \ucc38\uc11d\ud558\uc9c0 \uc54a\ub294 \uac83\uc744 \uac71\uc815\ud558\ub294 \ud55c \uc624\ub79c \uad50\uc778\uacfc\uc758 \ub300\ud654\ub97c \ub5a0\uc62c\ub838\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\u201c\ubca0\uc77c\ub9ac\ub294 \u201d\ub0a8\ubd80 \uad50\ud68c\uc758 \uc871\uc7a5 \uc911 \ud55c \uba85\uc778 \uc774 \ub178\uc778\uc740 \uc790\uc2e0\uc758 \uc131\uc778 \uc790\ub140\uac00 \uc7a5\ub85c\uc774\uc790 \uae30\ubd80\uc790\uc778\ub370\ub3c4 \uad50\ud68c\uc5d0 \uc624\uc9c0 \uc54a\ub294\ub2e4\uace0 \ud55c\ud0c4\ud558\uace0 \uc788\uc5c8\uc2b5\ub2c8\ub2e4.\"\ub77c\uace0 \ub9d0\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ubca0\uc77c\ub9ac\ub294 \uadf8\uc5d0\uac8c \uc790\uc2e0\uc758 \uc2e0\uc559\uc774 \uc790\uc2e0\uc5d0\uac8c \uc5b4\ub5a4 \uc758\ubbf8\uc778\uc9c0 \uc790\ub140\ub4e4\uacfc \uc9c1\uc811 \uc774\uc57c\uae30\ud574 \ubcf4\ub77c\uace0 \uad8c\uc720\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\u201c\uc800\ub294 \u2018\uad50\ud68c\uac00 \uc65c \ub2f9\uc2e0\uc5d0\uac8c \uc911\uc694\ud55c\uc9c0 \uc544\uc774\ub4e4\uacfc \uc774\uc57c\uae30\ud574 \ubcf8 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