{"id":48611,"date":"2025-07-28T13:53:54","date_gmt":"2025-07-28T17:53:54","guid":{"rendered":"https:\/\/www.presbyterianfoundation.org\/?p=48611"},"modified":"2025-07-28T13:55:53","modified_gmt":"2025-07-28T17:55:53","slug":"%ea%b3%84%ed%9a%8d-%ea%b8%b0%eb%b6%80%eb%8a%94-%ec%8b%a0%ec%95%99%ec%9d%98-%ed%96%89%ec%9c%84%ec%9d%b4%ec%9e%90-%ec%84%a0%ed%95%9c-%ec%b2%ad%ec%a7%80%ea%b8%b0-%ec%a0%95%ec%8b%a0%ec%9e%85%eb%8b%88","status":"publish","type":"post","link":"https:\/\/www.presbyterianfoundation.org\/ko\/resources\/news\/planned-giving-is-an-act-of-faith-and-good-stewardship\/","title":{"rendered":"\uacc4\ud68d \uae30\ubd80\ub294 \uc2e0\uc559\uc758 \ud589\uc704\uc774\uc790 \uc120\ud55c \uccad\uc9c0\uae30 \uc815\uc2e0\uc785\ub2c8\ub2e4."},"content":{"rendered":"<p><em>\ud3b8\uc9d1\uc790 \uc8fc: \uc774 \uc815\ubcf4\ub294 \uad50\uc721 \ubaa9\uc801\uc73c\ub85c\ub9cc \uc81c\uacf5\ub429\ub2c8\ub2e4. \ub808\uac70\uc2dc \uacc4\ud68d\uc744 \uc218\ub9bd\ud560 \ub54c \ud2b9\uc815 \uc694\uad6c \uc0ac\ud56d\uacfc \uc0c1\ud669\uc5d0 \ub300\ud574 \ubc95\ub960 \ubc0f \uc7ac\ubb34 \uc804\ubb38\uac00\uc640 \uc0c1\ub2f4\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. <\/em><\/p>\n<p>\uc5ec\ub7ec\ubd84\uc774 \uc138\uc0c1\uc744 \ub5a0\ub09c \ud6c4\uc5d0\ub3c4 \uc5ec\ub7ec\ubd84\uc758 \uc774\uc57c\uae30\ub294 \uc5b4\ub5bb\uac8c \uacc4\uc18d\ub420\uae4c\uc694? \uc5ec\ub7ec\ubd84\uc774 \uc18c\uc911\ud788 \uc5ec\uae30\ub294 \uac00\uce58, \uc5ec\ub7ec\ubd84\uc744 \uc778\ub3c4\ud558\ub294 \ubbff\uc74c, \uc624\ub298 \uc2e4\ucc9c\ud558\ub294 \uad00\ub300\ud568\uc774 \uc5b4\ub5bb\uac8c \ud30c\uae09\ub418\uc5b4 \ubbf8\ub798 \uc138\ub300\ub97c \ucd95\ubcf5\ud560 \uc218 \uc788\uc744\uae4c\uc694?<\/p>\n<p>\ucd5c\uadfc \uc5f4\ub9b0 \uc7a5\ub85c\uad50 \uc7ac\ub2e8 \ud559\uc2b5\uc758 \ub0a0 \ud589\uc0ac\uc5d0\uc11c \uc0ac\uc5ed \uad00\uacc4 \ucc45\uc784\uc790\uc778 \uc0cc\ub4dc\ub77c \ubb38 \ubaa9\uc0ac\uc640 \uacc4\ud68d \uae30\ubd80 \ub9ac\uc18c\uc2a4 \ub2f4\ub2f9 \ubd80\uc0ac\uc7a5\uc778 \uce7c \ub9e4\ud2f0\uc2a8\uc740 \uacc4\ud68d \uae30\ubd80\uc5d0 \uc2a4\ud1a0\ub9ac\ud154\ub9c1\uc744 \ud65c\uc6a9\ud558\uc5ec \uc9c0\uc18d\uc801\uc778 \uc720\uc0b0\uc744 \ub0a8\uae30\uace0 \uc0ac\uc5ed\uc774 \uc624\ub798\ub3c4\ub85d \ubc88\ucc3d\ud560 \uc218 \uc788\ub3c4\ub85d \ud558\ub294 \ubc29\ubc95\uc744 \ubaa8\uc0c9\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p><strong>\ub2f9\uc2e0\uc758 \uc720\uc0b0, \ub2f9\uc2e0\uc758 \uc774\uc57c\uae30<\/strong><\/p>\n<p>\uc0b0\ub4dc\ub77c \ubb38 \ubaa9\uc0ac\ub294 \uc790\uc2e0\uc758 \uc774\uc57c\uae30\ubd80\ud130 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4. \"\uc800\ub294 \uc624\ud558\uc774\uc624\uc8fc \ud1a8\ub808\ub3c4\uc5d0\uc11c \ud55c\uc778 1\uc138\ub300 \uc0ac\uc774\uc5d0\uc11c \ud0dc\uc5b4\ub0ac\uc2b5\ub2c8\ub2e4.\"\ub77c\uace0 \uadf8\ub140\ub294 \ub9d0\ud588\uc2b5\ub2c8\ub2e4. \ud560\uba38\ub2c8\ub294 \ud55c\uad6d\uc5d0 \uc0b4\uace0 \uacc4\uc168\uc9c0\ub9cc \uc790\uc8fc \ubc29\ubb38\ud558\ub7ec \uc624\uc154\uc11c \ud568\uaed8 \uc0b4\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\"\uc0b0\ub4dc\ub77c\ub294 \"\uc544\uce68\uc5d0 \uc77c\uc5b4\ub098\uba74 \uc5b4\uba38\ub2c8\uac00 \uc131\uacbd\uc744 \uc77d\uace0 \uae30\ub3c4\ud558\ub294 \ubaa8\uc2b5\uc744 \ubcf4\uace4 \ud588\uc2b5\ub2c8\ub2e4.\"\ub77c\uace0 \ud68c\uc0c1\ud588\uc2b5\ub2c8\ub2e4. \uc5b8\uc5b4\uac00 \ud1b5\ud558\uc9c0 \uc54a\ub294 \uc0c1\ud669\uc5d0\uc11c\ub3c4 \uc5b4\uba38\ub2c8\uac00 \uc6b0\ub9ac\ub97c \uc704\ud574 \uae30\ub3c4\ud558\uace0 \uc788\ub2e4\ub294 \uac83\uc744 \uc54c\uc558\uc8e0.\"<\/p>\n<p>\ud560\uba38\ub2c8\uc758 \uac74\uac15\uc774 \uc545\ud654\ub418\uc790 \ud55c\uad6d\uc73c\ub85c \ub3cc\uc544\uac00 \uace0\uad6d\uc5d0\uc11c \uc0dd\uc744 \ub9c8\uac10\ud558\uc168\uc2b5\ub2c8\ub2e4. \ub3cc\uc544\uac00\uc2dc\uba74\uc11c \ud560\uba38\ub2c8\ub294 \uc790\ub140\ub4e4\uc5d0\uac8c \uc18c\uc561\uc758 \uc720\uc0b0\uc744 \ub0a8\uacbc\uace0, \uc11c\uc6b8\uc5d0 \uc788\ub294 \uace0\ud5a5 \uad50\ud68c\uc5d0\ub294 \uc0c8 \uc7a5\uc815 \uc131\uacbd \uc138\ud2b8\ub97c \uc120\ubb3c\ub85c \ub0a8\uacbc\uc2b5\ub2c8\ub2e4. \uc0b0\ub4dc\ub77c\ub294 \"\ud560\uba38\ub2c8\uac00 \ud55c\uad6d\ubfd0 \uc544\ub2c8\ub77c \uc138\uacc4\uc5d0\uc11c \uac00\uc7a5 \ud070 \uc7a5\ub85c\uad50\ud68c\ub97c \ub2e4\ub154\ub2e4\ub294 \uc810\uc744 \uace0\ub824\ud560 \ub54c, \uc774 \uc120\ubb3c\uc740 \ub9e4\uc6b0 \uc758\ubbf8 \uc788\ub294 \uc120\ubb3c\uc774\uc5c8\uc2b5\ub2c8\ub2e4.\"\ub77c\uace0 \ub9d0\ud588\uc2b5\ub2c8\ub2e4. \"\uc0b6\uacfc \uc8fd\uc74c\uc5d0\uc11c \uc6b0\ub9ac\ub294 \ud558\ub098\ub2d8\uc758 \uc18c\uc720\uc774\uba70, \ud560\uba38\ub2c8\uc758 \uc720\uc0b0\uc5d0 \ub300\ud574 \uc815\ub9d0 \uac10\uc0ac\ud558\uac8c \uc0dd\uac01\ud569\ub2c8\ub2e4.\"<\/p>\n<p>\uc774\uac83\uc774 \ubc14\ub85c \uacc4\ud68d \uae30\ubd80\uc758 \ud575\uc2ec\uc785\ub2c8\ub2e4. \uc5ec\ub7ec\ubd84\uc758 \uac00\uce58\uad00, \ubbff\uc74c, \uad00\ub300\ud568\uc744 \ud55c\ub370 \uc5ee\uc5b4 \uc624\ub798\ub3c4\ub85d \uae30\uc5b5\uc5d0 \ub0a8\ub294 \uc774\uc57c\uae30\ub97c \ub9cc\ub4dc\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p><strong>\ub808\uac70\uc2dc\ub780 \ubb34\uc5c7\uc778\uac00\uc694?<\/strong><\/p>\n<p>\uc720\uc0b0\uc740 \ub3c8 \uadf8 \uc774\uc0c1\uc785\ub2c8\ub2e4. \uadf8\uac83\uc740 \ubaa9\uc801\uc744 \uac00\uc9c0\uace0 \uc0b4\uc544\uc628 \uc0b6\uc758 \ubb34\ud615\uc801\uc774\uc9c0\ub9cc \uac15\ub825\ud55c \uc601\ud5a5\ub825\uc785\ub2c8\ub2e4. \uc720\uc0b0\uc740 \uc6b0\ub9ac\uac00 \ubb3c\ub824\uc8fc\ub294 \uc774\uc57c\uae30, \uac00\uce58\uad00, \ub808\uc2dc\ud53c, \uc2e0\uc559\uc801 \uc2e4\ucc9c\uc785\ub2c8\ub2e4. \uc2e0\uba85\uae30 6\uc7a5\uc758 \ub9d0\uc500\ucc98\ub7fc \"\ub124 \ub9c8\uc74c\uc744 \ub2e4\ud558\uace0 \ubaa9\uc228\uc744 \ub2e4\ud558\uace0 \ud798\uc744 \ub2e4\ud558\uc5ec \uc8fc \ub108\uc758 \ud558\ub098\ub2d8\uc744 \uc0ac\ub791\ud558\ub77c\"\uace0 \uac00\ub974\uce69\ub2c8\ub2e4.<strong>\u00a0<\/strong>\uc624\ub298 \uc81c\uac00 \uc5ec\ub7ec\ubd84\uc5d0\uac8c \uc8fc\ub294 \uc774 \uacc4\uba85\uc740 \uc5ec\ub7ec\ubd84\uc758 \ub9c8\uc74c\uc5d0 \uc0c8\uaca8\uc57c \ud569\ub2c8\ub2e4. \uc790\ub140\uc5d0\uac8c \uc774 \uacc4\uba85\uc744 \uc2ec\uc5b4\uc8fc\uc138\uc694. \uc9d1\uc5d0 \uc549\uc544\uc788\uc744 \ub54c\ub098 \uae38\uc744 \uac78\uc744 \ub54c, \ub204\uc6cc \uc788\uc744 \ub54c\ub098 \uc77c\uc5b4\ub0a0 \ub54c \uc774 \uacc4\uba85\uc5d0 \ub300\ud574 \uc774\uc57c\uae30\ud558\uc2ed\uc2dc\uc624.\"<\/p>\n<p>\uc720\uc0b0\uc740 \uae30\uc5b5\ud558\uace0, \uac00\ub974\uce58\uace0, \ub2e4\ub978 \uc0ac\ub78c\ub4e4\uc774 \ub530\ub97c \uc218 \uc788\ub294 \uae38\uc744 \ub9cc\ub4e4\uc5b4\uc57c \ud55c\ub2e4\ub294 \uc18c\uba85\uc73c\ub85c\uc11c \uc6b0\ub9ac \uc2e0\uc559\uc758 \uadfc\uac04\uc744 \uc774\ub8e8\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc740\ud589\uc5d0\uc11c \uacbd\ub825\uc744 \uc313\uc740 \ud6c4 \uae30\ud68d \uae30\ubd80\uc5d0 \ucc38\uc5ec\ud558\uac8c \ub41c \uce7c \ub9e4\ud2f0\uc2a8\uc740 \ud070 \ucc28\uc774\uac00 \uc788\ub2e4\uace0 \uac15\uc870\ud569\ub2c8\ub2e4. \"\uc740\ud589\uc5d0\uc11c\ub294 \uc774\uc57c\uae30\ub97c \ub098\ub204\ub294 \uac83\uc774 \uc5c6\uc5c8\uc2b5\ub2c8\ub2e4.\"\ub77c\uace0 \uadf8\ub294 \ub9d0\ud569\ub2c8\ub2e4. \"\ud558\uc9c0\ub9cc \uae30\ud68d \uae30\ubd80\uc5d0\uc11c\ub294 \uc2a4\ud1a0\ub9ac\uac00 \uc120\ubb3c\uc5d0\uc11c \uc81c\uac00 \uac00\uc7a5 \uc88b\uc544\ud558\ub294 \ubd80\ubd84\uc774 \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc800\ub294 \uadf8\ub4e4\uc758 \uc0ac\uc5f0\uc744 \uc54c\uace0 \uc788\ub294 \ubaa8\ub4e0 \uc120\ubb3c\uc744 \uae30\uc5b5\ud569\ub2c8\ub2e4. \uc800\ub294 \uadf8\ub4e4\uc758 \uc774\ub984\uc744 \uacc4\uc18d \ubd80\ub974\uace0 \uadf8\ub4e4\uc758 \uc774\uc57c\uae30\ub97c \ub4e4\ub824\uc8fc\uba74\uc11c \uc77c\uba74\uc2dd\ub3c4 \uc5c6\ub294 \uc0ac\ub78c\ub4e4\uc774 \uc5ec\uc804\ud788 \uadf8 \uc774\uc720\ub97c \uc774\ud574\ud560 \uc218 \uc788\ub3c4\ub85d \ud569\ub2c8\ub2e4.\"<\/p>\n<p><strong>\uc2dc\uc791 \uc704\uce58<\/strong><\/p>\n<p>\ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \uc720\uc0b0 \uacc4\ud68d\uc744 \uc138\uc6b0\ub824\uace0 \ud558\uc9c0\ub9cc \uc790\uc0b0\uc774 \ucda9\ubd84\ud558\uc9c0 \uc54a\uac70\ub098 \uc808\ucc28\uac00 \ub108\ubb34 \ubcf5\uc7a1\ud558\ub2e4\uace0 \uc0dd\uac01\ud558\uc5ec \ub9dd\uc124\uc785\ub2c8\ub2e4. \uc720\uc0b0\uc758 \uc2dc\uc791\uc740 \uc0dd\uac01\ubcf4\ub2e4 \uac04\ub2e8\ud558\uba70 \ub450 \uac00\uc9c0 \ud575\uc2ec \uc694\uc18c, \uc989 \uc790\uc2e0\uc758 \uac00\uce58\uc640 \uadc0\uc911\ud488\uc744 \ubb3c\ub824\uc8fc\ub294 \uac83\uc73c\ub85c\ubd80\ud130 \uc2dc\uc791\ub429\ub2c8\ub2e4.<\/p>\n<p><strong>\uac00\uce58\uc758 \uacc4\uc2b9: \uc724\ub9ac\uc801 \uc758\uc9c0<\/strong><\/p>\n<p>\uc724\ub9ac\uc801 \uc720\uc5b8\uc7a5\uc740 \ubc95\uc801 \ubb38\uc11c\uac00 \uc544\ub2c8\ub77c \uac1c\uc778\uc801\uc778 \ubb38\uc11c\ub77c\uace0 \ubb38 \ub300\ud45c\ub294 \uc124\uba85\ud569\ub2c8\ub2e4. \ubb34\ud615\uc758 \uc720\uc0b0\uc744 \ubb3c\ub824\uc8fc\ub294 \ub370 \uc0ac\uc6a9\ud560 \uc218 \uc788\ub294 \ud3b8\uc9c0\ub098 \uae30\ud0c0 \uae30\ub85d\uc785\ub2c8\ub2e4:<\/p>\n<ul>\n<li>\ud575\uc2ec \uac00\uc871 \uc774\uc57c\uae30 \ubc0f \uae30\ubcf8 \uc6d0\uce59<\/li>\n<li>\uc778\uc0dd\uc758 \uad50\ud6c8\uacfc \uc815\uc2e0\uc801 \uac00\uce58<\/li>\n<li>\uac00\uc871\uc758 \ubbf8\ub798\uc5d0 \ub300\ud55c \uc870\uc5b8, \uc9c0\ud61c \ubc0f \ud76c\ub9dd<\/li>\n<li>\ubc95\uc801 \uc720\uc0b0 \uacc4\ud68d\uc758 \uacb0\uc815 \ub4a4\uc5d0 \uc228\uc740 '\uc774\uc720'<\/li>\n<\/ul>\n<p>\ubd80\ubaa8\ub2d8\uacfc \uc870\ubd80\ubaa8\ub2d8\uc758 \uc774\uc57c\uae30\ub97c \ubaa8\ub974\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc740 \uc138\uc0c1\uc5d0\uc11c \uc724\ub9ac\uc801 \uc720\uc5b8\uc7a5\uc740 \uc0ac\ub791\ud558\ub294 \uc0ac\ub78c\ub4e4\uc5d0\uac8c \ud070 \uc120\ubb3c\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc0ac\ub78c\ub4e4\uc774 \uc790\uc2e0\uc5d0 \ub300\ud574 \uae30\uc5b5\ud574 \uc8fc\uc5c8\uc73c\uba74 \ud558\ub294 \uac83\uc744 \uacf5\uc720\ud560 \uc218 \uc788\ub294 \uae30\ud68c\ub77c\uace0 \ubb38\uc740 \ub9d0\ud569\ub2c8\ub2e4. \uc724\ub9ac\uc801 \uc720\uc5b8\uc7a5\uc740 \uc790\uc11c\uc804\uc774 \uc544\ub2c8\ubbc0\ub85c \ubd84\ub7c9\uc744 \uc81c\ud55c\ud574\uc57c \ud569\ub2c8\ub2e4. \uc0ac\ub791\ud558\ub294 \uc0ac\ub78c\ub4e4\uacfc \ub354 \ub9ce\uc740 \ubb34\ud615 \uc790\uc0b0\uc744 \uacf5\uc720\ud558\uace0 \uc2f6\ub2e4\uba74 \ucc45 \uc4f0\uae30\uc640 \uac19\uc740 \ub2e4\ub978 \ubc29\ubc95\uc744 \uace0\ub824\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p><strong>\uc790\uc0b0 \ubb3c\ub824\uc8fc\uae30<\/strong><\/p>\n<p>\ubb38\uc740 \uc720\uc0b0 \uacc4\ud68d\uc740 \uc720\uc0b0\uc758 \uc720\ud615\uc801 \uc694\uc18c\ub97c \ub2e4\ub8ec\ub2e4\uace0 \ub9d0\ud588\uc2b5\ub2c8\ub2e4. \uc0ac\ub9dd \ub610\ub294 \ubb34\ub2a5\ub825 \uc2dc \uc790\uc0b0\uc758 \uad00\ub9ac \ubc0f \ubd84\ubc30\ub97c \uc704\ud55c \uc900\ube44\uc785\ub2c8\ub2e4. \uc774\ub294 \ub2e8\uc21c\ud55c \uc7ac\uc815\uc801 \uc5c5\ubb34\uac00 \uc544\ub2c8\ub77c, \uc0ac\ub791\ud558\ub294 \uc0ac\ub78c\ub4e4\uc774 \uc2a4\ud2b8\ub808\uc2a4\ub97c \ubc1b\uace0 \uc0c1\uc2e4\uc744 \uc560\ub3c4\ud558\ub294 \ub3d9\uc548 \uac04\ubcd1\uacfc \uc790\uc0b0\uc744 \uad00\ub9ac\ud574\uc57c \ud558\ub294 \uc5b4\ub824\uc6c0 \uc18d\uc5d0\uc11c \uadf8\ub4e4\uc758 \ubd80\ub2f4\uc744 \ub35c\uc5b4\uc8fc\ub294 \uc2e0\uc559\uc758 \ud589\uc704\uc774\uc790 \uc120\ubb3c\uc785\ub2c8\ub2e4.<\/p>\n<p><strong>\ubaa8\ub4e0 \uc131\uc778\uc744 \uc704\ud55c \ubd80\ub3d9\uc0b0 \uacc4\ud68d \ud544\uc218 \uc0ac\ud56d<\/strong><\/p>\n<ul>\n<li><strong>\uc601\uad6c \uc704\uc784\uc7a5:<\/strong> \uc774 \ubc95\uc801 \ubb38\uc11c\ub294 \uadc0\ud558\uac00 \uc2e0\ub8b0\ud558\ub294 \uc0ac\ub78c\uc774 \uadc0\ud558\ub97c \ub300\uc2e0\ud558\uc5ec \uc0dd\uc804\uc5d0 \uc7ac\uc815 \ubc0f \ubc95\uc801 \uacb0\uc815\uc744 \ub0b4\ub9b4 \uc218 \uc788\ub3c4\ub85d \uad8c\ud55c\uc744 \ubd80\uc5ec\ud558\uba70, \uadc0\ud558\uac00 \ubb34\ub2a5\ub825\ud55c \uacbd\uc6b0\uc5d0\ub9cc \ud6a8\ub825\uc744 \ubc1c\ud718\ud558\ub3c4\ub85d \uc81c\ud55c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\uc758\ub8cc \uc9c0\uc2dc\uc11c(\ub610\ub294 \uc0ac\uc804 \uc758\ub8cc \uc758\ud5a5\uc11c)\/\uc758\ub8cc \ub300\ub9ac\uc778 \uc9c0\uc815:<\/strong> \uc774 \ubb38\uc11c\uc5d0\ub294 \uc5f0\uba85\uc758\ub8cc\uc5d0 \ub300\ud55c \ubcf8\uc778\uc758 \uc758\uc0ac\ub97c \uc124\uba85\ud558\uace0 \ubcf8\uc778\uc774 \uc9c1\uc811 \uce58\ub8cc\ub97c \uacb0\uc815\ud560 \uc218 \uc5c6\ub294 \uacbd\uc6b0 \uce58\ub8cc\uc5d0 \uad00\ud55c \uacb0\uc815\uc744 \ub0b4\ub9b4 \uad8c\ud55c\uc744 \uac00\uc9c4 \uc758\ub8cc \ub300\ub9ac\uc778\uc744 \uc9c0\uc815\ud558\ub294 \ub0b4\uc6a9\uc774 \ub2f4\uaca8 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\uc720\uc5b8\uc7a5:<\/strong> \uc720\uc5b8\uc7a5\uc740 \uc720\uc0b0\uc744 \uad00\ub9ac\ud560 \uc720\uc5b8 \uc9d1\ud589\uc778\uacfc \uc7ac\uc0b0\uc744 \ubc1b\uc744 \uc218\ud61c\uc790\ub97c \uc9c0\uc815\ud558\ub294 \uae30\ucd08 \ubb38\uc11c\uc785\ub2c8\ub2e4. \ud569\ubc95\uc801\uc73c\ub85c \uc791\uc131\ub41c \uc720\uc5b8\uc7a5 \uc5c6\uc774 \uc0ac\ub9dd\ud560 \uacbd\uc6b0, \ud68c\uc6d0\ub2d8\uc758 \uc758\uc0ac\uc640 \uad00\uacc4\uc5c6\uc774 \uc8fc\ubc95\uc5d0 \ub530\ub77c \uc790\uc0b0 \ubd84\ubc30 \ubc29\uc2dd\uc774 \uacb0\uc815\ub429\ub2c8\ub2e4. \uc720\uc5b8\uc7a5\uc740 \ubbf8\uc131\ub144 \uc790\ub140\ub97c \uc704\ud55c \ud6c4\uacac\uc778\uacfc \uc218\ud0c1\uc790\ub97c \uc9c0\uc815\ud560 \uc218 \uc788\ub294 \ubb38\uc11c\uc774\uae30\ub3c4 \ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p>\uc720\uc5b8\uc7a5\uc740 5\ub144\ub9c8\ub2e4 \ub610\ub294 \uc911\ub300\ud55c \uc778\uc0dd\uc758 \uc0ac\uac74\uc774 \ubc1c\uc0dd\ud55c \ud6c4\uc5d0 \uac80\ud1a0\ud574\uc57c \ud569\ub2c8\ub2e4. \uce7c\uc774 \uc5b8\uae09\ud588\ub4ef\uc774 \uc740\ud1f4 \uacc4\uc88c\ub098 \uc0dd\uba85 \ubcf4\ud5d8\uacfc \uac19\uc740 \uac00\uc7a5 \uc911\uc694\ud55c \uc790\uc0b0\uc740 \uc720\uc5b8\uc7a5\uc774 \uc544\ub2c8\ub77c \uc218\ud61c\uc790 \uc9c0\uc815\uc5d0 \uc758\ud574 \uad00\ub9ac\ub418\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc885\ud569\uc801\uc778 \uacc4\ud68d\uc774 \ud544\uc218\uc801\uc785\ub2c8\ub2e4.<\/p>\n<p><strong>\uacc4\ud68d\ub41c \uc120\ubb3c\uc758 \ud798<\/strong><\/p>\n<p>\ubbf8\uad6d\uc5d0\uc11c\ub294 \uc77c\ubc18 \uac00\uc815\uc758 \uc790\uc0b0 \ub300\ubd80\ubd84\uc774 \ud604\uae08\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uc8fc\ud0dd, \uc740\ud1f4 \uacc4\uc88c, \ud22c\uc790 \uc790\uc0b0\uc774 \ub300\ubd80\ubd84\uc785\ub2c8\ub2e4. \"\uc5b8\uc820\uac00 \uc6b0\ub9ac \ubaa8\ub450\ub294 \uc774 \ubaa8\ub4e0 \uac83\uc744 \ub05d\ub0bc \uac83\uc785\ub2c8\ub2e4.\"\ub77c\uace0 \ub9e4\ud2f0\uc2a8\uc740 \ub9d0\ud569\ub2c8\ub2e4. \"\uc6b0\ub9ac\ub294 \ub204\uac00 \uc6b0\ub9ac\ub97c \ub300\uc2e0\ud558\uc5ec \uc774\ub7ec\ud55c \uc790\uc6d0\uc744 \uc0ac\uc6a9\ud558\uc5ec \uc6b0\ub9ac\uc758 \uc774\uc57c\uae30\ub97c \uacc4\uc18d\ud560\uc9c0 \uacb0\uc815\ud560 \uae30\ud68c\uac00 \uc788\uc2b5\ub2c8\ub2e4.\"<\/p>\n<p>\uad50\ud68c\ub098 \ub2e4\ub978 \uc0ac\uc5ed\uc5d0 \uacc4\ud68d\uc801\uc73c\ub85c \uae30\ubd80\ud560 \uc218 \uc788\ub294 \uc77c\ubc18\uc801\uc778 \ubc29\ubc95\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4:<\/p>\n<ul>\n<li><strong>\uc720\uc99d:<\/strong> \ud68c\uc6d0\ub2d8\uc758 \uc720\uc5b8\uc744 \ud1b5\ud574 \uc774\ub8e8\uc5b4\uc9c4 \uc120\ubb3c\uc785\ub2c8\ub2e4. \ud2b9\uc815 \uae08\uc561 \ub610\ub294 \ube44\uc728\ub85c \uae30\ubd80\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc2ed\uc77c\uc870\ub97c \uc2e4\ucc9c\ud558\uace0 \uc788\ub2e4\uba74 \uc720\uc0b0\uc758 101%\ub97c \uae30\ubd80\ud558\ub294 \uac83\uc774 \uac15\ub825\ud55c \ucd5c\uc885 \uc2ed\uc77c\uc870\uc785\ub2c8\ub2e4.<\/li>\n<li><strong>\uc740\ud1f4 \ud50c\ub79c \uc218\ud61c\uc790:<\/strong> \uad50\ud68c\ub97c IRA \uc218\ud61c\uc790\ub85c \uc9c0\uc815\ud558\ub294 \uac83\uc740 \ub9e4\uc6b0 \uc138\uae08 \ud6a8\uc728\uc801\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc0c1\uc18d\uc778\uc740 IRA \ubd84\ubc30\uae08\uc5d0 \ub300\ud574 \uc18c\ub4dd\uc138\ub97c \ub0a9\ubd80\ud558\uc9c0\ub9cc \uad50\ud68c\ub294 \uadf8\ub807\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\uae30\ud0c0 \uc218\ud61c\uc790 \uc9c0\uc815:<\/strong> \uc740\ud589 \uacc4\uc88c, \ud22c\uc790 \uacc4\uc88c, \uc0dd\uba85 \ubcf4\ud5d8\uc740 \ubaa8\ub450 \uc790\uc120\ub2e8\uccb4\ub97c \uc218\ud61c\uc790\ub85c \uc9c0\uc815\ud558\uc5ec \uc720\uc5b8 \uac80\uc778\uc744 \uc6b0\ud68c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\uc790\uc120 \uc2e0\ud0c1:<\/strong> \uc21c\uc790\uc0b0\uc774 \ub9ce\uc740 \ubd84\ub4e4\uc758 \uacbd\uc6b0 \uc2e0\ud0c1\uc744 \ud1b5\ud574 \ud3c9\uc0dd \uc18c\ub4dd\uc744 \uc5bb\uace0, \uc0c1\ub2f9\ud55c \uc138\uae08 \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\uc73c\uba70, \ud5a5\ud6c4 \uc0ac\uc5ed\uc744 \uc704\ud574 \uac70\uc561\uc744 \uae30\ubd80\ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\uae30\ubd80\uc790 \uc790\ubb38 \uae30\uae08:<\/strong> \uc774 \ub3c4\uad6c\ub294 \ubaa8\ub4e0 \uae30\ubd80\ub97c \uac04\uc18c\ud654\ud569\ub2c8\ub2e4. \uc138\uae08 \uacf5\uc81c \uac00\ub2a5\ud55c \ud604\uae08 \ub610\ub294 \uc99d\uad8c\uc744 \ud380\ub4dc\uc5d0 \uae30\ubd80\ud55c \ub2e4\uc74c, \ud574\ub2f9 \ud380\ub4dc\uac00 \uc88b\uc544\ud558\ub294 \uc790\uc120 \ub2e8\uccb4\uc5d0 \uc9c0\uc18d\uc801\uc73c\ub85c \uae30\ubd80\ud558\ub3c4\ub85d \uc9c0\uc815\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p><strong>\ub2e4\ub978 \uc0ac\ub78c\uc744 \uac00\ub974\uce58\uace0, \uc2a4\ud1a0\ub9ac\ub97c \ucd08\ub300\ud558\uc138\uc694<\/strong><\/p>\n<p>\uacc4\ud68d \uae30\ubd80\ub294 \uc6b0\ub9ac\uac00 \uc0dd\uac01\ud558\ub294 \uac83\ubcf4\ub2e4 \ud6e8\uc52c \ub354 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc5d0\uac8c \ud544\uc694\ud569\ub2c8\ub2e4. \uccab \uacc4\ud68d \uae30\ubd80\ub97c \uac00\uc7a5 \ub9ce\uc774 \ud558\ub294 \uc5f0\ub839\ub300\ub294 40\ub300, 50\ub300, 60\ub300\uc785\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ubbf8\uad6d\uc778 \uc911 51%\ub9cc\uc774 \uacc4\ud68d\ub41c \uc720\uc99d\uc744 \ud558\uace0 \uc788\ub294 \ubc18\uba74, \uc870\uc0ac\uc5d0 \ub530\ub974\uba74 281%\ub294 \uacc4\ud68d\ub41c \uc720\uc99d\uc744 \ud560 \uc758\ud5a5\uc774 \uc788\ub294 \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc7a5\ub85c\uad50\uc7ac\ub2e8\uc774 \ub3c4\uc640\ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4. \uc778\uc1c4 \ub9ac\uc18c\uc2a4 \uc13c\ud130, \uccad\uc9c0\uae30 \ub124\ube44\uac8c\uc774\ud130, \uc804\ub2f4 \uc0ac\uc5ed \uad00\uacc4 \ub2f4\ub2f9\uc790\uc640 \uac19\uc740 \ub9ac\uc18c\uc2a4\ub97c \ud1b5\ud574 \uad50\ud68c\uac00 \uc720\uc0b0 \uae30\ubd80 \ud504\ub85c\uadf8\ub7a8\uc744 \ucc98\uc74c\ubd80\ud130 \uad6c\ucd95\ud558\ub294 \ub370 \ub3c4\uc6c0\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub9c8\uc9c0\ub9c9 \uc911\uc694\ud55c \ub2e8\uacc4\ub294? \uc0ac\ub78c\ub4e4\uc5d0\uac8c \uc790\uc2e0\uc758 \uc774\uc57c\uae30\ub97c \uacf5\uc720\ud558\ub3c4\ub85d \ucd08\ub300\ud558\uc138\uc694. \ub204\uad70\uac00 \uc720\uc0b0 \uacc4\ud68d\uc5d0 \uad50\ud68c\ub97c \ud3ec\ud568\uc2dc\ucf30\ub2e4\uace0 \uc54c\ub824\uc8fc\uba74 \"\uc65c\" \uad50\ud68c\ub97c \ud3ec\ud568\uc2dc\ucf30\ub294\uc9c0 \uadf8 \uc774\uc720\uc5d0 \ub300\ud574 \uc774\uc57c\uae30\ud574 \ub2ec\ub77c\uace0 \uc694\uccad\ud558\uc138\uc694. \uadf8\ub7f0 \ub2e4\uc74c \uadf8 \uc774\uc57c\uae30\ub97c \uacc4\uc18d \ub4e4\ub824\uc8fc\uc138\uc694. \uadf8\ub807\uac8c \ud568\uc73c\ub85c\uc368 \uadf8\ub4e4\uc758 \uc720\uc0b0\uc744 \uae30\ub9ac\uace0 \ub2e4\uc74c \uc138\ub300\uac00 \uc790\uc2e0\uc758 \uc720\uc0b0\uc744 \ub9cc\ub4e4\ub3c4\ub85d \uc601\uac10\uc744 \uc904 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>","protected":false},"excerpt":{"rendered":"<p>Editor\u2019s note: This information is for educational purposes only. We recommend that you consult with legal and financial professionals regarding your particular needs and circumstances as you make your legacy [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":48464,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[117],"tags":[],"class_list":["post-48611","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"description\" content=\"Editor\u2019s note: This information is for educational purposes only. We recommend that you consult with legal and financial professionals regarding your particular needs and circumstances as you make your legacy plan. How will your story continue after you\u2019re gone? 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