{"id":47132,"date":"2024-10-29T09:30:03","date_gmt":"2024-10-29T13:30:03","guid":{"rendered":"https:\/\/www.presbyterianfoundation.org\/?p=47132"},"modified":"2024-10-25T10:14:45","modified_gmt":"2024-10-25T14:14:45","slug":"%eb%8f%88%ec%97%90-%eb%8c%80%ed%95%9c-%ec%88%98%ec%b9%98%ec%8b%ac%ec%9d%84-%ea%b7%b9%eb%b3%b5%ed%95%98%ec%97%ac-%ec%b2%ad%ec%a7%80%ea%b8%b0%ec%a0%81-%ec%82%ac%ea%b3%a0%eb%b0%a9%ec%8b%9d-%eb%b0%94","status":"publish","type":"post","link":"https:\/\/www.presbyterianfoundation.org\/ko\/resources\/news\/conquering-money-shame-to-reshape-your-stewardship-mindset\/","title":{"rendered":"\ub3c8\uc5d0 \ub300\ud55c \uc218\uce58\uc2ec\uc744 \uadf9\ubcf5\ud558\uc5ec \uccad\uc9c0\uae30\uc801 \uc0ac\uace0\ubc29\uc2dd \ubc14\uafb8\uae30"},"content":{"rendered":"<p>\uce90\uc11c\ub9b0 \ub7ad\ud06c\ud3ec\ub4dc\ub294 \uc608\uc0b0\uc744 \uc138\uc6b0\uace0, \uc800\ucd95\ud558\uace0, \ubd80\ucc44\ub97c \uc5c6\uc560\uace0, \ud22c\uc790\ub97c \uc2dc\uc791\ud558\ub294 \ubc29\ubc95\uc744 \uac00\ub974\uce58\ub294 \uac83\uc774 \ud544\uc218\uc801\uc778 \uc0b6\uc758 \uae30\uc220\uc774 \ub418\uc5b4\uc57c \ud55c\ub2e4\uace0 \ub9d0\ud569\ub2c8\ub2e4. 30\uc138, 40\uc138, 50\uc138, 60\uc138\uac00 \ub420 \ub54c\uae4c\uc9c0 \uae30\ub2e4\ub838\ub2e4\uac00 \uc5b4\ub824\uc6b4 \uad50\ud6c8\uc744 \ubc30\uc6b0\uc9c0 \ub9c8\uc138\uc694. \ub300\uc2e0 \ub2e4\ub978 \uc0ac\ub78c\ub4e4\uc758 \uacbd\ud5d8\uacfc \uc2e4\uc218\ub97c \uc0b4\ud3b4\ubcf4\uace0 \uc9c0\uae08 \ubc14\ub85c \uc790\uc2e0\uc758 \uc7ac\uc815 \uc2b5\uad00\uc744 \uad00\ub9ac\ud558\uc138\uc694.<\/p>\n<p>\"\uc544\uc774\ub4e4\uc774 4\uc138\ubd80\ud130 \ub3c8\uc5d0 \ub300\ud55c \uc758\uacac\uc744 \ud615\uc131\ud558\uae30 \uc2dc\uc791\ud55c\ub2e4\ub294 \uc5f0\uad6c \uacb0\uacfc\uac00 \uc788\uc2b5\ub2c8\ub2e4.\"\ub77c\uace0 \uadf8\ub140\ub294 \ub9d0\ud569\ub2c8\ub2e4. \"\ub9ac\ub354\ub85c\uc11c \uc6b0\ub9ac\ub294 \uc6b0\ub9ac \uc790\uc2e0\uc758 \uc0b6\uc5d0\uc11c \uc790\uae30 \uc778\uc2dd\uc758 \uc9c0\uc810\uc5d0 \ub3c4\ub2ec\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.\"<\/p>\n<p>\uc624\ub808\uace4\uc8fc \ud3ec\ud2c0\ub79c\ub4dc\uc5d0\uc11c \uc5f4\ub9b0 \uc2a4\ud29c\uc5b4\ub4dc\uc2ed \ub9cc\ud654\uacbd 2024\uc758 \ubc1c\ud45c\uc790\uc778 \ub7ad\ud06c\ud3ec\ub4dc\ub294 \ubbf8\ub2c8\uc560\ud3f4\ub9ac\uc2a4\uc758 \ub9ac\ubc84\ud2f0 \ucee4\ubba4\ub2c8\ud2f0 \uad50\ud68c\uc5d0\uc11c \uae30\ub3c5\uad50 \uad50\uc721 \ubc0f \uc9c0\uc5ed\uc0ac\ud68c \ucc38\uc5ec \ub2f4\ub2f9 \ubd80\ubaa9\uc0ac\ub85c \ud65c\ub3d9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c \uc7ac\ubb34 \uad00\ub9ac \ubc0f \ubaa8\uae30\uc9c0 \ubd84\uc57c\uc5d0\uc11c 20\ub144 \uc774\uc0c1\uc758 \uacbd\ub825\uc744 \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uadf8\ub140\ub294 \uc774 \uc138\uc158\uc744 \"\ub3c8 \uc218\uce58\uc2ec\uc758 \uac1c\ub150\uc744 \ud0d0\uad6c\ud558\uace0, \uac1c\uc778\uacfc \uad50\ud68c \uacbd\ud5d8\uc5d0\uc11c \uadf8 \ubfcc\ub9ac\ub97c \uc774\ud574\ud558\uba70, \uadf8\uac83\uc774 \uad50\ud68c \ub0b4 \ud5cc\uae08\uc5d0 \uc5b4\ub5a4 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294\uc9c0 \uc778\uc2dd\ud558\ub294 \ucd1d\uccb4\uc801\uc778 \uc5ec\uc815\"\uc774\ub77c\uace0 \uc124\uba85\ud588\uc2b5\ub2c8\ub2e4. \uc774 \uc138\uc158\uc740 \ucc38\uac00\uc790\ub4e4\uc774 \uc131\uacbd\uc801 \uc6d0\ub9ac\uc640 \uc2e4\uc6a9\uc801\uc778 \ub3c4\uad6c\ub97c \uc0ac\uc6a9\ud558\uc5ec \ub3c8\uc5d0 \ub300\ud55c \uc0ac\uace0\ubc29\uc2dd\uc744 \ubc14\uafb8\uace0 \uc131\uc7a5\uacfc \uad8c\ud55c \ubd80\uc5ec\ub97c \ucd95\ud558\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uac83\uc785\ub2c8\ub2e4.\"<\/p>\n<p>\ucc38\uac00\uc790\ub4e4\uc740 \uc5b4\ub9b0 \uc2dc\uc808\uc758 '\ub3c8 \uba54\uc2dc\uc9c0'\ub97c \uacf5\uc720\ud588\ub294\ub370, \uadf8\uc911 \ud55c \ub0a8\uc131\uc740 \ubaa9\uc0ac\ub2d8 \ub301\uc5d0\uc11c \uc790\ub790\uae30 \ub54c\ubb38\uc5d0 \uc0dd\uc77c\uacfc \ud06c\ub9ac\uc2a4\ub9c8\uc2a4 \ub3c8\uc744 \uc2ed\uc77c\uc870\ub85c \ub0b4\uc57c \ud588\ub358 \uacbd\ud5d8\uc744 \ub098\ub214\uc5d0 \ub300\ud55c \uc870\uae30 \uad50\ud6c8\uc73c\ub85c \uc0bc\uc558\ub2e4\uace0 \ub9d0\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub610 \ub2e4\ub978 \uc0ac\ub78c\uc740 \uc80a\uc740 \uc2dc\uc808 10% \uc774\uc0c1\uc744 \uae30\ubd80\ud558\ub294 \uac83\uc774 \uad1c\ucc2e\ub2e4\ub294 \uacc4\uc2dc\ub97c \ubc1b\uc558\ub2e4\uace0 \ub9d0\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub294 \ub2e8\uc21c\ud55c \uc2ed\uc77c\uc870\ub294 \"\uc0c1\uc790\uc5d0 \uccb4\ud06c\ub9cc \ud558\uba74 \ud558\ub098\ub2d8\uc774 \uae30\ubed0\ud558\uc2e0\ub2e4\"\uace0 \uc0dd\uac01\ud558\ub3c4\ub85d \uad73\uac8c \ubc30\uc5b4 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \uadf8\uc5d0\uac8c \ub354 \ub9ce\uc740 \uae30\ubd80\ub294 \uc990\uac70\uc6b4 \uae30\ud68c\uac00 \ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ud575\uc2ec \uc694\uc810: \ubd80\uc871\ud55c \uac83\uc5d0 \ub300\ud574 \uac71\uc815\ud558\uae30\ubcf4\ub2e4\ub294 \ud604\uc7ac \uac00\uc9c0\uace0 \uc788\ub294 \uac83\uc5d0 \uac10\uc0ac\ud558\uc138\uc694. \uadf8\ub140\ub294 \ub9c8\uc9c0\ubabb\ud574 \uacf5\uacfc\uae08\uc744 \ub0a9\ubd80\ud558\ub294 \uac83\uc774 \uc544\ub2c8\ub77c \uacf5\uacfc\uae08\uc744 \ub0a9\ubd80\ud560 \uc218 \uc788\ub2e4\ub294 \uc0ac\uc2e4\uc5d0 \uae30\uc068\uc744 \ub290\ub080\ub2e4\uace0 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n<p>\ub7ad\ud06c\ud3ec\ub4dc\uc5d0\uac8c \uac00\uc7a5 \ud070 '\ub3c8\uc758 \uc218\uce58'\ub294 2000\ub144\ub300 \ucd08\ubc18 \ubaa8\uae30\uc9c0 \uae08\ub9ac\uac00 \ub0ae\uc558\uc744 \ub54c \uc8fc\uac70\uc6a9 \ubd80\ub3d9\uc0b0\uc744 \uc0ac\ub4e4\uc774\ub2e4\uac00 \uc2dc\uc7a5\uc774 \ud3ed\ub77d\ud588\uc744 \ub54c \uc77c\uc5b4\ub0ac\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\"\uc800\ub294 \ud070 \ucda9\uaca9\uc744 \ubc1b\uc558\uc2b5\ub2c8\ub2e4. \uc9d1 \uba87 \ucc44\ub97c \uc783\uc5c8\uc744 \ubfd0\ub9cc \uc544\ub2c8\ub77c \ub0b4\uc801\uc73c\ub85c \uac00\uc7a5 \ud070 \uc601\ud5a5\uc744 \ubc1b\uc740 \uac83\uc740 \ubd80\ub044\ub7ec\uc6c0\uc774\uc5c8\uc5b4\uc694.\"\ub77c\uace0 \uadf8\ub140\ub294 \ub9d0\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub140\ub294 \uc2a4\uc2a4\ub85c\uc5d0\uac8c \"\ub2f9\uc2e0\uc740 \ub3c8\uc5d0 \ub300\ud574 \ub354 \uc798 \uc54c\uace0 \uc788\uc5b4\uc57c \ud560 \uc0ac\ub78c\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \ud55c\ub3d9\uc548 \uadf8 \uc218\uce58\uc2ec\uc744 \uc548\uace0 \uc0b4\uc558\uc5b4\uc694... \uacb0\uad6d \uc0ac\uc5c5\uc744 \uc811\uc5b4\uc57c \ud588\uace0 \ud30c\uc0b0 \uc2e0\uccad\uc744 \ud574\uc57c \ud588\uc8e0. \uba87 \ub2ec \ub3d9\uc548 \uc8c4\ucc45\uac10\uacfc \uc218\uce58\uc2ec\uc744 \ub290\uaf08\uc5b4\uc694.\"<\/p>\n<p>\uc6b0\ub9ac \uc911 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \uc5b4\ub838\uc744 \ub54c \uae08\uc735 \uc9c0\uc2dd\uc744 \ubc30\uc6b4 \uc801\uc774 \uc5c6\uc2b5\ub2c8\ub2e4. \ub7ad\ud06c\ud3ec\ub4dc\ub294 \uc6b0\ub9ac \ubaa8\ub450\ub294 \uae08\uc804\uc801\uc778 \uc2e4\uc218\uac00 \uc804 \uc138\ub300\uc758 \uc0b6\uc758 \uc9c8\uc744 \ub5a8\uc5b4\ub728\ub9ac\ub294 \uac83\uc744 \ubcf4\uace0 \uacbd\ud5d8\ud588\ub2e4\uace0 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n<p>\"\uc81c \ubab8\uc18d\uc5d0 \uc0b4\uc544 \uc788\ub294 \ub610 \ub2e4\ub978 \ub3c8\uc5d0 \ub300\ud55c \uad50\ud6c8\uc740 \uba87 \ub144\uc774 \uc9c0\ub098\uc11c\uc57c \uae68\ub2eb\uac8c \ub41c \ud2b8\ub77c\uc6b0\ub9c8\uc600\uc2b5\ub2c8\ub2e4.\"\ub77c\uace0 \uadf8\ub140\ub294 \ub9d0\ud588\uc2b5\ub2c8\ub2e4. \"\uc800\ub294 \ub300\ud559\uc5d0 \ub2e4\ub2c8\uace0 \uc788\uc5c8\uace0, \uc9d1\uc5d0\uc11c \uc0b4\uace0 \uc788\uc5c8\uace0, \uc5c4\ub9c8\uc640 \uc544\ube60\ub294 \uc774\ud63c\ud588\uace0, \uc5c4\ub9c8\ub294 \uccab \ubc88\uc9f8 \uc9d1\uc744 \uc0c0\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\"\uc5b4\ub290 \ub0a0 \ubc24 \uc0c8\ubcbd 2\uc2dc\ucbe4... \uc5c4\ub9c8\uac00 \uc6b8\uace0 \uacc4\uc168\uc5b4\uc694. \uadf8 \uc0ac\uc2e4\uc744 \uac10\ucd94\ub824\uace0 \ud558\ub294 \uac83 \uac19\uc9c0\ub294 \uc54a\uc558\uc5b4\uc694.\"\ub77c\uace0 \uadf8\ub140\ub294 \ub9d0\ud588\uc2b5\ub2c8\ub2e4. \uba70\uce60 \ud6c4 \uc54c\uac8c \ub41c \uc0ac\uc2e4\uc740 \uc5c4\ub9c8\uac00 \uc0ac\ub791\ud558\ub294 \uc9c1\uc7a5\uc744 \uc783\uc5c8\ub2e4\ub294 \uac83\uc774\uc5c8\uc2b5\ub2c8\ub2e4.  \"\uc5c4\ub9c8\ub294 \ub098\uc774\uac00 \ub4e4\uc5c8\uace0 \uadf8 \uc9c1\uc7a5\uc5d0\uc11c \ud574\uace0\ub2f9\ud588\uc2b5\ub2c8\ub2e4. \uc5b4\uba38\ub2c8\ub294 \ub098\uc774\uac00 \ub4e4\uc5b4\uac00\uace0 \uc788\uc5c8\uace0 \uc0ac\ub78c\ub4e4\uc740 \ub098\uc774\uac00 \ub9ce\uc740 \uc0ac\ub78c\uc744 \uc798 \uace0\uc6a9\ud558\uc9c0 \uc54a\uc558\uc5b4\uc694.\"\ub77c\uace0 \ub7ad\ud06c\ud3ec\ub4dc\ub294 \ub9d0\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc5b4\uba38\ub2c8\uac00 \uc2e4\uc9c1 \uae30\uac04\uc774 \uc5bc\ub9c8\ub098 \ub420\uc9c0 \uc798\ubabb \uacc4\uc0b0\ud55c \ud0d3\uc5d0 \uacf5\uacfc\uae08\uc744 \uc5b4\ub5bb\uac8c \ub0bc \uc218 \uc788\uc744\uc9c0 \ubab0\ub77c \uc6b8\uc74c\uc744 \ud130\ub728\ub9b0 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\ub7ad\ud06c\ud3ec\ub4dc\ub294 \uae30\uc5b5\uacfc \uc790\uc2e0\uc758 \uc2e4\uc218\ub294 \uc778\uc0dd\uc5d0\uc11c \uc798\ubabb\ub41c \uacb0\uc815\uc774 \uc788\uc744 \uc218 \uc788\ub2e4\ub294 \uac83\uc744 \uc77c\uae68\uc6cc\uc8fc\ub294 \uc5ed\ud560\uc744 \ud558\uc9c0\ub9cc, \ub2e4\uc2dc \uc77c\uc5b4\ub098\uc11c \uc2dc\uc791\ud558\ub294 \uac83\uc740 \ucd95\ubcf5\uc774\ub77c\uace0 \ub9d0\ud569\ub2c8\ub2e4.<\/p>","protected":false},"excerpt":{"rendered":"<p>Teaching how to budget, save, eliminate debt and start investing should become essential life skills, Katherine Lankford said. Don&#8217;t wait until you are 30, 40, 50 or 60 years old [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":47133,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[117],"tags":[],"class_list":["post-47132","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"description\" content=\"Teaching how to budget, save, eliminate debt and start investing should become essential life skills, Katherine Lankford said. Don&#039;t wait until you are 30, 40, 50 or 60 years old to learn hard lessons. 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Instead, look at the experience and mistakes of others and take charge of your financial habits now. \u201cThere are studies that\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.presbyterianfoundation.org\/ko\/resources\/news\/conquering-money-shame-to-reshape-your-stewardship-mindset\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2024-10-29T13:30:03+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2024-10-25T14:14:45+00:00\" \/>\n\t\t<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/PCUSAFoundation\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:site\" content=\"@PCUSAFoundation\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Conquering money shame to reshape your stewardship mindset - Presbyterian Foundation\" \/>\n\t\t<meta name=\"twitter:description\" content=\"Teaching how to budget, save, eliminate debt and start investing should become essential life skills, Katherine Lankford said. 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