{"id":45404,"date":"2023-12-05T11:43:14","date_gmt":"2023-12-05T16:43:14","guid":{"rendered":"https:\/\/www.presbyterianfoundation.org\/?p=45404"},"modified":"2023-12-05T11:43:14","modified_gmt":"2023-12-05T16:43:14","slug":"%ec%97%b0%eb%a7%90-%ea%b8%b0%eb%b6%80%eb%a5%bc-%ec%b5%9c%eb%8c%80%ed%95%9c-%ed%99%9c%ec%9a%a9%ed%95%98%ec%84%b8%ec%9a%94","status":"publish","type":"post","link":"https:\/\/www.presbyterianfoundation.org\/ko\/resources\/news\/make-the-most-of-year-end-giving\/","title":{"rendered":"\uc5f0\ub9d0 \uae30\ubd80\ub97c \ucd5c\ub300\ud55c \ud65c\uc6a9\ud558\uae30"},"content":{"rendered":"<p>\uc5f0\ub9d0\uc740 \uc804\ud1b5\uc801\uc73c\ub85c \uc6b0\ub9ac\uac00 \uc18c\uc911\ud788 \uc5ec\uae30\ub294 \uac00\uce58\ub97c \ub418\ub3cc\uc544\ubcf4\ub294 \uc2dc\uac04\uc77c \ubfd0\ub9cc \uc544\ub2c8\ub77c \uc790\uc120 \uae30\ubd80\ub97c \ud1b5\ud574 \uadf8 \uac00\uce58\ub97c \uc2e4\ud604\ud558\ub294 \uc2dc\uae30\uc774\uae30\ub3c4 \ud569\ub2c8\ub2e4.<\/p>\n<p>\uc5f0\ub9d0 \uae30\ubd80\uc5d0 \ub300\ud55c \ud301\uc774 11\uc6d4\uc5d0 \uc81c\uacf5\ub418\uc5c8\uc2b5\ub2c8\ub2e4. <a href=\"https:\/\/www.youtube.com\/watch?v=3y4-0tjIMkw\">\uc6e8\ube44\ub098<\/a> \uc791\uc131\uc790: \uadf8\ub809 \ub8e8\uc18c\uc2a4, \uc0ac\uc7a5 \uacb8 CEO <a href=\"https:\/\/newcovenanttrust.com\">\uc0c8\ub85c\uc6b4 \uacc4\uc57d \uc2e0\ud0c1 \ud68c\uc0ac<\/a> \uc5d0\uc11c <a href=\"https:\/\/www.presbyterianfoundation.org\/ko\/\">\uc7a5\ub85c\uad50 \uc7ac\ub2e8<\/a> \uc758 \uc9d0 \uba38\ud53c\uc640 <a href=\"https:\/\/www.ecf.org\">\uc131\uacf5\ud68c \uc7ac\ub2e8<\/a>.<\/p>\n<p>\ub8e8\uc18c\uc2a4\ub294 \uae30\ubd80\uc758 37%\uac00 4\ubd84\uae30\uc5d0 \uc774\ub8e8\uc5b4\uc9c0\uba70, 12\uc6d4\uc5d0\ub294 20%\uac00 \uae30\ubd80\ub41c\ub2e4\uace0 \ub9d0\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\"\ub9ce\uc740 \uacbd\uc6b0, \uc9c0\uae08\uc774 \uae30\ubd80\uc758 \uc131\ud328\ub97c \uac00\ub974\ub294 \uc2dc\uc98c\uc785\ub2c8\ub2e4.\"\ub77c\uace0 \uadf8\ub294 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n<p>\uadf8\ub294 \uae30\ubd80 \ud2b8\ub80c\ub4dc\ub97c \uc774\ud574\ud558\ub294 \uac83\uc774 \ud2b9\ud788 \uc911\uc694\ud558\ub2e4\uace0 \uc9c0\uc801\ud588\uc2b5\ub2c8\ub2e4. \ud604\uae08 \uae30\ubd80\uac00 \uac10\uc18c\ud558\uace0 \uc788\uc73c\uba70, 52\uc138\uc5d0\uc11c 70\uc138 \uc0ac\uc774\uc758 \uae30\ubd80\uc790\ub4e4\uc740 \ud604\uae08\uc73c\ub85c \ubcf4\uc720\ud558\uc9c0 \uc54a\uace0 \ubd80\ub97c \ucd95\uc801\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\"\uc55e\uc73c\ub85c 20~25\ub144 \ub3d9\uc548 \uc5c4\uccad\ub09c \uc591\uc758 \uc790\uc0b0\uc774 \uc80a\uc740 \uc138\ub300\ub85c \uc774\uc804\ub418\ub294 \uac83\uc744 \ubcf4\uac8c \ub420 \uac83\uc785\ub2c8\ub2e4.\"\ub77c\uace0 \ub8e8\uc18c\uc2a4\ub294 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n<p>\"\ub54c\ub54c\ub85c \uad50\ud68c\uc5d0\uc11c \uc6b0\ub9ac\ub294 \ud76c\uc18c\uc131\uc5d0 \ub300\ud574 \uc0dd\uac01\ud569\ub2c8\ub2e4: \uc6b0\ub9ac\ub294 \uac00\uc9c4 \uac83\uc774 \ub9ce\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.\"\ub77c\uace0 \uadf8\ub294 \ub9d0\ud588\uc2b5\ub2c8\ub2e4. \"\uc6b0\ub9ac\uc758 \uc5ed\ud560\uc740 \uc774\uc591\uc5d0 \ub300\ud574 \uc774\uc57c\uae30\ud558\uace0 \ucc38\uc5ec\ud558\ub3c4\ub85d \ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \uad50\ud68c\ub294 \uc774\ub97c \ucc98\ub9ac\ud560 \uc900\ube44\uac00 \ub418\uc5b4 \uc788\uc5b4\uc57c \ud569\ub2c8\ub2e4.\"<\/p>\n<p>\uadf8\ub294 \uc8fc\uc694 \uae30\ubd80\ub294 \ud604\uae08 \uae30\ubd80\uac00 \uc544\ub2c8\ub77c \ucd95\uc801\ub41c \ubd80\uc5d0\uc11c \ub098\uc628\ub2e4\uace0 \ub9d0\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc885\ub958\uc758 \uae30\ubd80\ub294 \uae30\ubd80\uc790\uc640 \uc218\ud61c\uc790 \ubaa8\ub450\uc5d0\uac8c \uc774\uc810\uc744 \uac00\uc838\ub2e4\uc90d\ub2c8\ub2e4.<\/p>\n<p><strong>\ud301 #1: \uc790\uc0b0 \ud3c9\uac00<\/strong><\/p>\n<p>\ub8e8\uc18c\uc2a4\ub294 \ud604\uae08 \uae30\ubd80\ub97c \uc694\uccad\ud558\ub294 \ub2e8\uccb4\ub294 5\ub144 \ub3d9\uc548 111\uc870 3,000\uc5b5 \ub2ec\ub7ec\uac00 \uc99d\uac00\ud588\ub2e4\uace0 \ub9d0\ud588\uc2b5\ub2c8\ub2e4. \ubc18\uba74, \uc8fc\uc2dd, \ucc44\uad8c \ubc0f \uae30\ud0c0 \ube44\ud604\uae08 \uc790\uc0b0\uc73c\ub85c \uae30\ubd80\ub97c \uc694\uccad\ud558\ub294 \ub2e8\uccb4\ub294 5\ub144 \ub3d9\uc548 661\uc870 3,000\uc5b5 \ub2ec\ub7ec\uac00 \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc8fc\uc2dd \uc2dc\uc7a5\uc774 \uae09\uaca9\ud788 \uc0c1\uc2b9\ud588\ub2e4\uace0 \uadf8\ub294 \ub9d0\ud588\uc2b5\ub2c8\ub2e4. \uc99d\uad8c\uc744 \uc99d\uc5ec\ud558\uba74 \uc591\ub3c4\uc18c\ub4dd\uc138\ub97c \ud53c\ud560 \uc218 \uc788\ub294 \ub4f1\uc758 \ud61c\ud0dd\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uac10\uc0ac \uc790\uc0b0 \uae30\ubd80\ub294 \ucc98\ub9ac\ud558\ub294 \ub370 \uc2dc\uac04\uc774 \ub354 \uac78\ub9ac\ubbc0\ub85c \ub2a6\uc5b4\ub3c4 12\uc6d4 \uc911\uc21c\uae4c\uc9c0\ub294 \uc5f0\ub9d0 \uae30\ubd80\ub97c \uc2dc\uc791\ud574\uc57c \ud569\ub2c8\ub2e4. \ub610\ud55c \ud574\ub2f9 \ub2e8\uccb4\ub294 \ubcf4\uc548 \uc120\ubb3c\uc744 \ubc1b\uc744 \uc218 \uc788\uc5b4\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p><strong>\ud301 #2: \uae30\ubd80\uc790 \uc870\uc5b8 \ud380\ub4dc<\/strong><\/p>\n<p>\ub8e8\uc18c\uc2a4\ub294 \uae30\ubd80\uc790 \uc790\ubb38\ud615 \ud380\ub4dc\uc640 \uc885\uc2e0 \uc18c\ub4dd \uc99d\uc5ec\ub294 \uc99d\uad8c\uc744 \uc99d\uc2dd\ud558\ub294 \ub370 \uc774\uc0c1\uc801\uc778 \uc218\ub2e8\uc774\ub77c\uace0 \ub9d0\ud569\ub2c8\ub2e4. \"\uae30\ubd80\uc790 \uc790\ubb38 \ud380\ub4dc\ub85c\ubd80\ud130 \ubcf4\uc870\uae08\uc744 \ubc1b\uc9c0 \uc54a\ub294 \ub2e8\uccb4\ub77c\uba74 \uae30\ubd80\uc790 \uc790\ubb38 \ud380\ub4dc\ub97c \ubcf4\uc720\ud55c \ud68c\uc6d0\uc744 \ud655\ubcf4\ud558\uace0 \uc788\uc744 \uac83\uc785\ub2c8\ub2e4.\"<\/p>\n<p>\uc5b4\uca0c\ub4e0: \"\uc800\ud76c\uc5d0\uac8c \ub9d0\uc500\ud574\uc8fc\uc138\uc694. \uc800\ud76c\uac00 \ub3c4\uc640\ub4dc\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\"<\/p>\n<p>\uba38\ud53c\ub294 \uae30\ubd80\uc790 \uc790\ubb38 \ud380\ub4dc\uac00 \uacc4\uc18d\ud574\uc11c \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud558\ub294 \uc790\uc120 \uae30\ubd80 \uc218\ub2e8\uc774\ub77c\uace0 \ub9d0\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uae30\ubd80\uc790 \uc790\ubb38 \uae30\uae08\uc740 \uc790\uc120 \ud6c4\uc6d0\uc790\uac00 \uad00\ub9ac\ud55c\ub2e4\uace0 \uadf8\ub294 \uc124\uba85\ud588\uc2b5\ub2c8\ub2e4. \uae30\ubd80\uc790\ub294 \uc790\uc120 \ud6c4\uc6d0\uc790\uc5d0\uac8c \ucde8\uc18c\ud560 \uc218 \uc5c6\uace0 \uc138\uae08 \uacf5\uc81c \uac00\ub2a5\ud55c \uae30\ubd80\ub97c \ud1b5\ud574 \uae30\uae08\uc744 \uc870\uc131\ud558\uace0 \uacc4\uc88c\ub97c \uac1c\uc124\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uae30\ubd80\uc790\ub294 \uc790\ubb38 \uad8c\ud55c\uc744 \ubcf4\uc720\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc131\uacf5\ud68c \uc7ac\ub2e8\uc740 \uc7a5\ub85c\uad50 \uc7ac\ub2e8 \ubc0f \ub274 \uc5b8\uc57d \uc2e0\ud0c1\uacfc \ud611\ub825\ud558\uc5ec \ubaa8\ub4e0 \uc0ac\ub78c\ub4e4\uc5d0\uac8c \ucd5c\uc18c $2,500\uc758 \uae30\ubd80\uc790 \uad8c\uace0 \uae30\uae08\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n<p>\"\ud574\ubcf4\uc138\uc694.\" \uba38\ud53c\uac00 \ub9d0\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p><strong>\ud301 #3: \uae30\uc874 IRA \ubc0f QCD<\/strong><\/p>\n<p>\ub8e8\uc18c\uc2a4\ub294 \uc0c1\ub2f9\ud55c \uc790\uc0b0\uc774 \uc804\ud1b5\uc801\uc778 IRA\uc640 \ud655\uc815\uae30\uc5ec\ud615 \uc5f0\uae08 \ud50c\ub79c\uc5d0 \ubcf4\uad00\ub418\uc5b4 \uc788\ub2e4\uace0 \ub9d0\ud569\ub2c8\ub2e4. IRA\ub97c \ud1b5\ud55c \uc801\uaca9 \uc790\uc120 \ubd84\ubc30(QCD)\ub294 70\uc138 \uc774\uc0c1\uc758 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \uae30\ubd80\ud560 \uc218 \uc788\ub294 \uac00\uc7a5 \uc88b\uc740 \ubc29\ubc95\uc785\ub2c8\ub2e4.<\/p>\n<p>\ucd5c\uadfc \ubc95\uc548\uc73c\ub85c \uc778\ud574 70.5\uc138 \uc774\uc0c1\uc740 QCD\ub85c \uc790\uc120 \uae30\ubd80 \uc5f0\uae08\uc744 \ub9cc\ub4e4 \uc218 \uc788\ub294 \uc0c8\ub85c\uc6b4 \uc635\uc158\uc774 \uc0dd\uacbc\uc2b5\ub2c8\ub2e4. \ucd5c\ub300 $50K\uae4c\uc9c0 \uc77c\uc0dd\uc5d0 \ud55c \ubc88\ub9cc \uc120\ubb3c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub2e4\uc2dc \ud55c \ubc88 \ub8e8\uc18c\uc2a4\ub294 \ub450 \uc7ac\ub2e8 \ubaa8\ub450 \uae30\ubd80\uc790\uc640 \uae08\uc735\ud68c\uc0ac\uc5d0 \uc138\ubd80\uc801\uc778 \ub3c4\uc6c0\uc744 \uc904 \uc218 \uc788\ub2e4\uace0 \uac15\uc870\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ud558\uc9c0\ub9cc \uae30\ubd80\uc790\uac00 \uc774 \uc120\ubb3c \uc720\ud615\uc5d0 \ub300\ud574 \uc54c\uace0 \uc788\ub294\uc9c0 \ud655\uc778\ud574\uc57c \ud55c\ub2e4\uace0 \uadf8\ub294 \ub367\ubd99\uc600\uc2b5\ub2c8\ub2e4. \uc2dc\uac04\uc774 \uac78\ub9ac\ubbc0\ub85c \ubbf8\ub9ac \uacc4\ud68d\ud558\uc138\uc694.<\/p>\n<p><strong>\ud301 #4: \uacc4\ud68d\ub41c \uc120\ubb3c<\/strong><\/p>\n<p>\uba38\ud53c\ub294 \uacc4\ud68d \uae30\ubd80\ub97c \ud1b5\ud574 \uae30\ubd80\uc790\ub294 \uc790\uc120, \uc7ac\uc815, \uac00\uc871 \ubaa9\ud45c\ub97c \ud1b5\ud569\ud558\uc5ec \uc790\uc2e0\uc758 \uac1c\uc778\uc801\uc778 \uac00\uce58\ub97c \ud45c\ud604\ud560 \uc218 \uc788\ub2e4\uace0 \ub9d0\ud569\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \uae30\ubd80\uc790\ub294 \uc790\uc2e0\uc774 \ub354 \uc774\uc0c1 \ubb3c\ub9ac\uc801\uc73c\ub85c \uc874\uc7ac\ud558\uc9c0 \uc54a\ub294 \ud6c4\uc5d0\ub3c4 \uc911\uc694\ud55c \uc77c\uc744 \uc9c0\uc6d0\ud560 \uacc4\ud68d\uc744 \uc138\uc6b8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uacc4\ud68d\ub41c \uc120\ubb3c\uc740 \ubcf8\uc9c8\uc801\uc73c\ub85c \uc190\uc2e4\uc774 \ub530\ub974\uae30 \ub9c8\ub828\uc785\ub2c8\ub2e4.<\/p>\n<p>\uba38\ud53c\ub294 \uc0ac\ub78c\ub4e4\uacfc \uad00\ub828\ub41c \uacb0\uc815\uc744 \ub0b4\ub9ac\ub294 \uad50\ud68c \uc9c0\ub3c4\uc790\ub4e4\uc5d0\uac8c \"\ubbfc\uac10\ud558\uace0 \uc628\ud654\ud558\uba70 \uc778\ub0b4\uc2ec\uc744 \uac00\uc838\uc57c \ud55c\ub2e4\"\uace0 \uc870\uc5b8\ud588\uc2b5\ub2c8\ub2e4. \"\uc2dc\uac04\uc774 \uc9c0\ub0a8\uc5d0 \ub530\ub77c \uad50\uc778\ub4e4\uacfc \uc2e0\ub8b0\ub97c \uc313\uc544\uc57c \ud569\ub2c8\ub2e4.\"<\/p>\n<p>\uc2dc\ub2c8\uc5b4\ub4e4\uc740 \uadf8 \uc5b4\ub290 \ub54c\ubcf4\ub2e4 \uc720\uc0b0 \ubc0f \uc720\uc0b0 \uae30\ubd80\ub97c \uace0\ub824\ud558\uace0 \uc788\uc9c0\ub9cc, \ud68c\uc6d0\ub4e4\uc774 \uacc4\ud68d \uae30\ubd80\ub97c \ubc1b\ub294\ub2e4\ub294 \uc0ac\uc2e4\uc744 \uc54c\uace0 \uc788\ub2e4\uace0 \uac00\uc815\ud574\uc11c\ub294 \uc548 \ub429\ub2c8\ub2e4. \ud68c\uc6d0\ub4e4\uc5d0\uac8c \uad50\uc721\ud574\uc57c \ud55c\ub2e4\uace0 \uba38\ud53c\ub294 \ub9d0\ud569\ub2c8\ub2e4. \uc11c\uc57d \uce74\ub4dc\uc5d0 \uc790\uc138\ud55c \uc815\ubcf4\ub97c \ud655\uc778\ud560 \uc218 \uc788\ub294 \ud56d\ubaa9\uc774\ub098 \uc0c1\uc790\ub97c \ud3ec\ud568\ud558\uc138\uc694. \uc0ac\ub78c\ub4e4\uc774 \uc27d\uac8c \ubc30\uc6b8 \uc218 \uc788\ub3c4\ub85d \ud558\uc138\uc694. \ub108\ubb34 \uc791\uc740 \uad50\ud68c\ub294 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\"\uad50\ud68c\uc758 \uc9c0\ub3c4\uc790\ub85c\uc11c \uc778\uc2dd\uc744 \ub192\uc5ec\uc8fc\uc138\uc694.\"\ub77c\uace0 \uadf8\ub294 \ub9d0\ud558\uba70 \ubaa8\ub4e0 \uc740\uc0ac\ub97c \uc778\uc815\ud574\uc57c \ud55c\ub2e4\uace0 \uac15\uc870\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uba38\ud53c\ub294 \uae30\ube59 \ud654\uc694\uc77c\uacfc \uac19\uc740 \ud589\uc0ac\uac00 \uc88b\uc740 \uae30\ud68c\uac00 \ub420 \uc218 \uc788\ub2e4\uace0 \ub9d0\ud569\ub2c8\ub2e4. \ub300\ub9bc\uc808 \uc120\ubb3c\uc774\ub098 \uc5f0\ub9d0\uc5f0\uc2dc\uc5d0 \ud2b9\ud788 \uadf8\ub9ac\uc6b4 \uc0ac\ub78c\ub4e4\uc744 \uae30\ub9ac\uae30 \uc704\ud55c \uae30\ubd80\ub3c4 \ub9c8\ucc2c\uac00\uc9c0\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc774\ub7ec\ud55c \uc138\ubd80 \uc815\ubcf4\ub97c \ud0d0\uc0c9\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ud544\uc694\ud558\uba74 \ub2e4\uc74c \uc5f0\ub77d\ucc98\ub85c \ubb38\uc758\ud558\uc138\uc694. <a href=\"https:\/\/www.presbyterianfoundation.org\/ko\/\">\uc7a5\ub85c\uad50 \uc7ac\ub2e8<\/a> \ub610\ub294 <a href=\"https:\/\/www.ecf.org\">\uc131\uacf5\ud68c \uc7ac\ub2e8<\/a>.<\/p>","protected":false},"excerpt":{"rendered":"<p>The end of the year is traditionally a time not only for reflecting on what we value, but for making that value tangible through charitable gifts. Tips on navigating year-end [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":45406,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[117],"tags":[],"class_list":["post-45404","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.3 - aioseo.com -->\n\t<meta name=\"description\" content=\"The end of the year is traditionally a time not only for reflecting on what we value, but for making that value tangible through charitable gifts. Tips on navigating year-end giving were offered in a November webinar by Greg Rousos, President and CEO of New Covenant Trust Company at the Presbyterian Foundation and Jim Murphy\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"Melaina Smith\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.presbyterianfoundation.org\/ko\/resources\/news\/make-the-most-of-year-end-giving\/\" \/>\n\t\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 5.0.3\" \/>\n\t\t<meta property=\"og:locale\" content=\"ko_KR\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Presbyterian Foundation -\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Make the most of year-end giving - Presbyterian Foundation\" \/>\n\t\t<meta property=\"og:description\" content=\"The end of the year is traditionally a time not only for reflecting on what we value, but for making that value tangible through charitable gifts. 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