{"id":11583,"date":"2021-05-25T15:41:27","date_gmt":"2021-05-25T19:41:27","guid":{"rendered":"https:\/\/www.presbyterianfoundation.org\/?p=11583"},"modified":"2026-07-07T14:48:29","modified_gmt":"2026-07-07T18:48:29","slug":"%eb%82%b4%eb%9f%ac%ed%8b%b0%eb%b8%8c-%ec%98%88%ec%82%b0%ec%9d%98-%ed%95%b4%ec%95%bc-%ed%95%a0-%ec%9d%bc%ea%b3%bc-%ed%95%98%ec%a7%80-%eb%a7%90%ec%95%84%ec%95%bc-%ed%95%a0-%ec%9d%bc","status":"publish","type":"post","link":"https:\/\/www.presbyterianfoundation.org\/ko\/resources\/news\/the-dos-and-donts-of-narrative-budgets\/","title":{"rendered":"\ub0b4\ub7ec\ud2f0\ube0c \uc608\uc0b0\uc758 \ud574\uc57c \ud560 \uc77c\uacfc \ud558\uc9c0 \ub9d0\uc544\uc57c \ud560 \uc77c"},"content":{"rendered":"<p>\uc7a0\uc5b8\uc740 '\ube44\uc804\uc774 \uc5c6\uc73c\uba74 \ubc31\uc131\uc740 \ub9dd\ud55c\ub2e4'\uace0 \ub9d0\ud569\ub2c8\ub2e4. \uccad\uc9c0\uae30 \uc815\uc2e0\uc5d0 \uad00\ud55c 3\ubd80\uc791 \uc2dc\ub9ac\uc988\uc758 \uc138 \ubc88\uc9f8 \uc6e8\ube44\ub098\uc5d0\uc11c \uc7a5\ub85c\uad50 \uc7ac\ub2e8\uc758 \uc0ac\uc5ed \uad00\uacc4 \ucc45\uc784\uc790\uc778 \ub86d \ud574\uac74 \ubaa9\uc0ac\uc640 \ub9e4\uae30 \ud558\ubaac \ubaa9\uc0ac\ub294 \ube44\uc804\uc774 \uc5c6\uc73c\uba74 \ubc31\uc131\uc740 \uba78\ub9dd\ud560 \ubfd0\ub9cc \uc544\ub2c8\ub77c \ud5cc\uae08\ub3c4 \ud558\uc9c0 \uc54a\ub294\ub2e4\uace0 \ub9d0\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\"\uc218\ud45c\ucc45\uc744 \uaebc\ub0b4\uc11c \uc218\ud45c\uc758 \uc6a9\ub3c4\ub97c \ubaa8\ub450 \uc0b4\ud3b4\ubcf4\uc138\uc694.\"\ub77c\uace0 \ud0dc\ud3c9\uc591 \ubd81\uc11c\ubd80 \uc9c0\uc5ed\uc758 MRO\uc778 Hagan\uc740 \ub9d0\ud569\ub2c8\ub2e4. \"\uadf8\ub7ec\uba74 \uc5ec\ub7ec\ubd84\uc758 \uc0b6\uc5d0\uc11c \ubb34\uc5c7\uc774 \uc911\uc694\ud55c\uc9c0 \uc54c \uc218 \uc788\uc744 \uac83\uc785\ub2c8\ub2e4.\"<\/p>\n<p>\uad50\ud68c\ub3c4 \ub9c8\ucc2c\uac00\uc9c0\uc785\ub2c8\ub2e4. \uc608\uc0b0\uc740 \uac00\uce58\uc640 \uc6b0\uc120\uc21c\uc704\ub97c \ub4dc\ub7ec\ub0bc \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ud558\uc9c0\ub9cc \ub0a8\uc11c\ubd80 \uc9c0\uc5ed\uc758 MRO\uc778 Harmon\uc740 \uc22b\uc790\ub85c \uc608\uc0b0\uacfc \uac00\uce58\ub97c \uc804\ub2ec\ud558\ub294 \uac83\uc740 \uc62c\ubc14\ub978 \ud574\uacb0\ucc45\uc774 \uc544\ub2c8\ub77c\uace0 \ub9d0\ud569\ub2c8\ub2e4. \uc22b\uc790\ub294 \ub1cc\uc5d0 \ubd88\uc744 \ucf1c\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \"\uc815\ubcf4\ub97c \ub098\uc5f4\ud558\ub294 \uac83\ubcf4\ub2e4 \uc774\uc57c\uae30\ub97c \ub4e4\ub824\uc904 \ub54c \ub354 \ud070 \uc601\ud5a5\ub825\uc744 \ubc1c\ud718\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\"\ub77c\uace0 \ud558\ubaac\uc740 \ub9d0\ud569\ub2c8\ub2e4. \ub530\ub77c\uc11c \uad50\ud68c\uc5d0\ub294 \ub0b4\ub7ec\ud2f0\ube0c \uc608\uc0b0\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n<p><strong>\ubbf8\uc158\uacfc \ube44\uc804 \uc804\ub2ec<\/strong><\/p>\n<p>\ub0b4\ub7ec\ud2f0\ube0c \uc608\uc0b0\uc740 \ub9d0 \uadf8\ub300\ub85c \uc608\uc0b0\uc744 \ud56d\ubaa9\uc774 \uc544\ub2cc \uc601\ud5a5\ub825\uc5d0 \ub300\ud55c \uc774\uc57c\uae30, \uc989 \ub0b4\ub7ec\ud2f0\ube0c\ub97c \ud1b5\ud574 \uc804\ub2ec\ud558\ub294 \ubc29\uc2dd\uc785\ub2c8\ub2e4. \ub0b4\ub7ec\ud2f0\ube0c \uc608\uc0b0\uc774 \ud56d\ubaa9\ubcc4 \uc608\uc0b0\uc744 \ub300\uccb4\ud558\ub294 \uac83\uc740 \uc544\ub2c8\uba70, \uc7ac\uc815\ud300\uacfc \ub2f9\ud68c\ub294 \uc5ec\uc804\ud788 \ud56d\ubaa9\ubcc4 \uc608\uc0b0\uc5d0 \uc758\uc874\ud558\uc5ec \uc5c5\ubb34\ub97c \uc218\ud589\ud569\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uad50\ud68c\uc758 \uc0ac\uc5ed\uc744 \ud68c\uc911\uc5d0\uac8c \uc804\ub2ec\ud55c\ub2e4\ub294 \uce21\uba74\uc5d0\uc11c \ub0b4\ub7ec\ud2f0\ube0c \uc608\uc0b0\uc740 \uad50\uc778\ub4e4\uc774 \uad00\ub300\ud568\uc5d0 \ub300\ud55c \uc694\uccad\uc744 \ub4e3\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/p>\n<p>\"\uc0ac\ub78c\ub4e4\uc740 \ud55c \ud488\ubaa9\uc5d0 \uae30\ubd80\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.\"\ub77c\uace0 Hagan\uc740 \ub9d0\ud569\ub2c8\ub2e4. \"\uc0ac\ub78c\ub4e4\uc740 \ube44\uc804\uc5d0 \uae30\ubd80\ud569\ub2c8\ub2e4.\"<\/p>\n<p>\ud68c\uacc4 \ub3c4\uad6c\uc778 \uc608\uc0b0 \ud56d\ubaa9\uc740 \ub3c8\uc774 \uc5b4\ub514\ub85c \uac00\ub294\uc9c0 \ud30c\uc545\ud558\uace0 \uad50\ud68c \ub9ac\ub354\uc2ed\uc758 \ub0b4\ubd80 \ud65c\ub3d9\uc744 \ud30c\uc545\ud558\ub294 \ub370 \uc911\uc694\ud569\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ub0b4\ub7ec\ud2f0\ube0c \uc608\uc0b0\uc740 \uc601\uac10\uc744 \uc8fc\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\"\uc0ac\ub78c\ub4e4\uc740 \ube44\uc804\uc5d0 \ud5cc\uc2e0\ud558\uace0 \uc0ac\ub78c\ub4e4\uc5d0\uac8c \ud5cc\uc2e0\ud558\uba70 \uad50\ud68c\uac00 \uc9c0\uc5ed\uc0ac\ud68c\uc640 \uc138\uc0c1\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5\uc5d0 \ud5cc\uc2e0\ud569\ub2c8\ub2e4.\"\ub77c\uace0 Hagan\uc740 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n<p>\ud558\ubaac\uc740 \uae30\ubd80\uc5d0 \ub300\ud55c \uc138\ub300 \uac04\uc758 \ucc28\uc774\ub3c4 \uc9c0\uc801\ud588\uc2b5\ub2c8\ub2e4. \"\uae30\uc131 \uc138\ub300\ub294 \uc758\ubb34\uc640 \uc758\ubb34\uac10\uc5d0 \ubc18\uc751\ud558\ub294 \uacbd\ud5a5\uc774 \uc788\ub294 \ubc18\uba74, \uc80a\uc740 \uc138\ub300\ub294 \uc601\ud5a5\ub825\uc5d0 \ub354 \uacf5\uac10\ud558\ub294 \uacbd\ud5a5\uc774 \uc788\uc2b5\ub2c8\ub2e4.\"\ub77c\uace0 \ud558\ubaac\uc740 \ub9d0\ud569\ub2c8\ub2e4. \ub458 \uc911 \ud558\ub098\ub97c \uc120\ud0dd\ud558\ub294 \uac83\uc774 \uc544\ub2c8\ub77c \ub450 \uac00\uc9c0\ub97c \ubaa8\ub450 \uc0ac\uc6a9\ud558\uace0 \ub2e4\uc591\ud55c \uc138\ub300\uac00 \ub4e4\uc744 \uc218 \uc788\ub294 \uc5b8\uc5b4\ub85c \ub9d0\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc608\uc0b0\uc744 \uc804\ub2ec\ud560 \ub54c \uae4c\ub2e4\ub85c\uc6b4 \uc810 \uc911 \ud558\ub098\ub294 \uad50\ud68c \uc608\uc0b0\uc758 \ub300\ubd80\ubd84\uc774 \uae09\uc5ec\ub85c \uc9c0\ucd9c\ub418\ub294 \uacbd\uc6b0\uac00 \ub9ce\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4. \ud558\ubaac\uc740 \"\uc774\ub294 \ubaa9\ud68c\uc790\uac00 \uc18c\ud1b5\ud558\uae30 \ubd88\ud3b8\ud560 \uc218 \uc788\uc73c\uba70, \ubaa9\ud68c\uc790\ub294 \uc885\uc885 \uc18c\ud1b5\ud558\uae30\ub97c \uaebc\ub824\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\"\ub77c\uace0 \ub9d0\ud569\ub2c8\ub2e4. \ub0b4\ub7ec\ud2f0\ube0c \uc608\uc0b0\uc740 \ub2e8\uc21c\ud788 '\uae09\uc5ec'\ub77c\ub294 \ubc94\uc8fc\ub97c \ud480\uace0 \uc774\ub97c \uc0ac\uc5ed\uc758 \uae30\ub2a5\uc73c\ub85c \uc124\uba85\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4. \ubaa9\ud68c\uc790\uc758 \uc2dc\uac04 \uc911 \uc608\ubc30, \ubaa9\ud68c\uc801 \ub3cc\ubd04, \uc9c0\uc5ed \uc0ac\ud68c \ubd09\uc0ac\uc5d0 \uc5bc\ub9c8\ub098 \ub9ce\uc740 \uc2dc\uac04\uc744 \ud560\uc560\ud560 \uc218 \uc788\uc744\uae4c\uc694? \uae09\uc5ec\ub97c \ub2e8\uc21c\ud788 \ud55c \uc904\uc758 \ud56d\ubaa9\uc73c\ub85c \ub098\uc5f4\ud558\ub294 \uac83\uc774 \uc544\ub2c8\ub77c \uc774\ub807\uac8c \ub2e4\uc591\ud55c \ubc94\uc8fc\ub85c \ub098\ub204\uace0, \ub2e8\uc21c\ud788 \ub3c8\uc774 \uc544\ub2cc \uc0ac\uc5ed\uc73c\ub85c \uc804\ub2ec\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ud574\uac74\uacfc \ud558\ubaac\uc740 \ub458 \uc911 \ud558\ub098\uac00 \uc544\ub2c8\ub77c \ub458 \ub2e4\ub77c\ub294 \uc810\uc744 \uc7ac\ube68\ub9ac \uc9c0\uc801\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\"\uc22b\uc790\uac00 \uc788\uc5b4\uc57c \ud569\ub2c8\ub2e4.\"\ub77c\uace0 \ud558\ubaac\uc740 \ub9d0\ud569\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc77c\ub2e8 \ud56d\ubaa9\ubcc4 \uc608\uc0b0\uc774 \ub9c8\ub828\ub418\uba74 \ub0b4\ub7ec\ud2f0\ube0c \uc608\uc0b0\uc744 \ub9cc\ub4dc\ub294 \ub370 \uc0ac\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \"\ub0b4\ub7ec\ud2f0\ube0c \uc608\uc0b0\uc744 \uc0ac\uc6a9\ud558\uba74 \uc608\uc0b0\uc774 \uad50\ud68c\uc758 \ube44\uc804\uacfc \ud575\uc2ec \uac00\uce58\uc5d0 \uc5b4\ub5bb\uac8c \ubd80\ud569\ud558\ub294\uc9c0 \uacf5\uc720\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\"\ub77c\uace0 \ud558\ubaac\uc740 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n<p><strong>\uc7ac\ub2e8\uc5d0\ub294 \ub2e4\uc74c\uacfc \uac19\uc740 \ub3c4\uad6c\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/strong><\/p>\n<p>\uadf8\ub798\ud504\uc640 \uc2dc\uac01\uc801\uc778 \ubc29\ubc95\uc73c\ub85c \uad50\ud68c \uc774\uc57c\uae30\ub97c \uc804\ub2ec\ud558\ub294 \uc791\uc5c5\uc5d0 \ubd80\ub2f4\uc744 \ub290\ub084 \uc218 \uc788\ub294 \uad50\ud68c\uc5d0 \ub3c4\uc6c0\uc774 \ub418\ub294 \ub3c4\uad6c\uac00 \uc788\uc2b5\ub2c8\ub2e4. <a href=\"http:\/\/www.stewardshipnavigator.com\">\uc2a4\ud29c\uc5b4\ub4dc\uc2ed \ub124\ube44\uac8c\uc774\ud130<\/a> \uc740 \uc788\ub294 \uadf8\ub300\ub85c \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\ub294 \ub3c4\uad6c \uc911 \ud558\ub098\uc785\ub2c8\ub2e4. <a href=\"http:\/\/www.churchfla.com\">\uad50\ud68c \uc7ac\uc815 \ub9ac\ub354\uc2ed \uc544\uce74\ub370\ubbf8<\/a>.<\/p>\n<p>\ub610\ud55c, \uc2a4\ud29c\uc5b4\ub4dc\uc2ed \ub9cc\ud654\uacbd\uc740 \uc62c\ud574 9\uc6d4\uc5d0 \uc5f4\ub9ac\ub294 \uc5f0\ub840 \ucee8\ud37c\ub7f0\uc2a4\uc785\ub2c8\ub2e4. \uac00\uc0c1 \ubc0f \ub300\uba74 \uc635\uc158\uc774 \ubaa8\ub450 \uc81c\uacf5\ub429\ub2c8\ub2e4. \uc790\uc138\ud788 \uc54c\uc544\ubcf4\uc138\uc694. <a href=\"https:\/\/stewardshipkaleidoscope.org\/\">\uc5ec\uae30<\/a>\uadf8\ub9ac\uace0 \ucc38\uc11d \ube44\uc6a9\uc5d0 \ub300\ud55c \ubcf4\uc870\uae08\uc744 \ubc1b\uc744 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. <a href=\"https:\/\/www.presbyterianfoundation.org\/ko\/grant\/\">\uc5ec\uae30<\/a>.<\/p>\n<p>\uc5b4\ub5a4 \uad50\ud68c\ub294 1\ub144 \ub3d9\uc548 \ub0b4\ub7ec\ud2f0\ube0c \uc608\uc0b0\uc744 \uc9d1\ud589\ud588\uc9c0\ub9cc \uc544\ubb34 \uc77c\ub3c4 \uc77c\uc5b4\ub098\uc9c0 \uc54a\uc558\ub2e4\uace0 \ud558\ubaac\uc774\ub098 \ud5e4\uc774\uac74\uc5d0\uac8c \ub9d0\ud560 \uac83\uc785\ub2c8\ub2e4. \"\ud3ec\uae30\ud558\uc9c0 \ub9c8\uc138\uc694!\" \ud558\uba3c\uc740 \ub9d0\ud569\ub2c8\ub2e4. \"\ud55c \ubc88 \ud574\ubcf4\uace0 \ud6a8\uacfc\uac00 \uc788\ub294 \uacbd\uc6b0\ub294 \uac70\uc758 \uc5c6\uc2b5\ub2c8\ub2e4.\" \uadf8\ub140\ub294 \ub0b4\ub7ec\ud2f0\ube0c \uc608\uc0b0\uc744 \ucd5c\uc18c 3\ub144 \uc774\uc0c1 \ud22c\uc785\ud574\uc57c \uc131\uacfc\ub97c \ubcfc \uc218 \uc788\ub2e4\uace0 \uc870\uc5b8\ud569\ub2c8\ub2e4.<\/p>\n<p>\ub610\ud55c \ud53c\ud574\uc57c \ud560 \uac83\uc758 \ubaa9\ub85d\uc5d0\ub294 \ud589\uc815\uc774\ub098 \uc2dc\uc124\uc5d0 \ucd08\uc810\uc744 \ub9de\ucd94\ub294 \uac83\ub3c4 \ud3ec\ud568\ub429\ub2c8\ub2e4. \uc774 \ub450 \uac00\uc9c0 \ubaa8\ub450 \uc0ac\uc5ed\uc744 \uc9c0\uc6d0\ud558\uc9c0\ub9cc \uadf8 \uc790\uccb4\ub85c \ubaa9\uc801\uc774 \ub420 \uc218\ub294 \uc5c6\uc2b5\ub2c8\ub2e4. \ub9c8\uc9c0\ub9c9\uc73c\ub85c, \uc81c\uc791 \ud488\uc9c8\uc774 \uc911\uc694\ud558\uace0 \ub0b4\ub7ec\ud2f0\ube0c\uac00 \uc798 \ud45c\ud604\ub41c \uc608\uc0b0\uc744 \ud655\ubcf4\ud558\ub294 \uac83\uc774 \uc774\uc0c1\uc801\uc774\uc9c0\ub9cc, \uc644\ubcbd\ud568\uc774 \ucda9\ubd84\ud568\uc744 \ubc29\ud574\ud558\uc9c0 \uc54a\ub3c4\ub85d \ud558\uc138\uc694. \ud558\ubaac\uc740 \"\uc544\ub984\ub2e4\uc6b4 \ud480\uceec\ub7ec \uc5f0\ub840 \ubcf4\uace0\uc11c\uc77c \ud544\uc694\ub294 \uc5c6\uc2b5\ub2c8\ub2e4.\"\ub77c\uace0 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n<p>\uacb0\uad6d \ub0b4\ub7ec\ud2f0\ube0c \uc608\uc0b0\uc740 \ud68c\uc911\uc758 \uc774\uc57c\uae30\ub97c \ud30c\uc545\ud558\uace0 \ud68c\uc911\uc774 \uc0ac\uc5ed\uc5d0 \ud5cc\uae08\ud558\ub3c4\ub85d \uc601\uac10\uc744 \uc8fc\ub294 \ubc29\uc2dd\uc73c\ub85c \uc804\ub2ec\ud560 \uc218 \uc788\ub290\ub0d0\uc5d0 \ub2ec\ub824 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\"\uc6b0\ub9ac\ub294 \uc774 \ub0b4\ub7ec\ud2f0\ube0c \uc608\uc0b0\uc744 \ud1b5\ud574 \uc608\uc218 \uadf8\ub9ac\uc2a4\ub3c4\uc758 \ubcf5\uc74c\uc744 \uc804\ud558\ub294 \ub3c5\ud2b9\ud55c \ubc29\uc2dd\uc73c\ub85c \uc5ec\ub7ec\ubd84\uacfc \ud568\uaed8 \uc5ec\ud589\ud558\ub294 \ub3d9\ub8cc\uc785\ub2c8\ub2e4.\"\ub77c\uace0 Hagan\uc740 \ub9d0\ud588\uc2b5\ub2c8\ub2e4.<\/p>","protected":false},"excerpt":{"rendered":"<p>The Book of Proverbs states that &#8216;without a vision, the people perish.&#8217; In the third webinar of a three-part series on stewardship, the Presbyterian Foundation&#8217;s Ministry Relations Officers Rev. Dr. [&hellip;]<\/p>\n","protected":false},"author":64,"featured_media":11452,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[117],"tags":[],"class_list":["post-11583","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"description\" content=\"The Book of Proverbs states that &#039;without a vision, the people perish.&#039; In the third webinar of a three-part series on stewardship, the Presbyterian Foundation&#039;s Ministry Relations Officers Rev. 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